- Donald R. Sondergeld: Our topic is related to surrender values of individual life and annuity products and not to group annuity contracts, which for many years have included a market value adjustment in determining surrender values.
- I'm sure some of you have read the feature article in the December, 1985 Best's Review on New Product Profitability. It was titled, "A Tale of Two Countries", and was written by Fred Richardson, F.S.A., President of the Hartford Life Insurance Companies.
- That article compares the historical development of cash value products in the United States and the United Kingdom, and indicates the lessons that can be learned from our British relatives.
- The major ones are the need for market adjusted cash values and the use of cash flow matching.
1986 - SOA - Market Value Adjusted Products - 22p
- <WishList - December, 1985 Best's Review on New Product Profitability. It was titled, "A Tale of Two Countries", and was written by Fred Richardson, F.S.A., President of the Hartford Life Insurance Companies.>