Miles Menander Dawson (MMD)

  • 1889 - Things Agents Should Know: An Intensely Practical Book for Life Insurance Agents
  • 1895 - Principles of Insurance Legislation
  • 1901 - The Development of Insurance Mathematics: Two Lectures Delivered Before the Students in the School of Commerce of the University of Wisconsin, the Fall Term of 1901
  • 1902 - Elements of Life Insurance
  • 1905 - Practical Lessons in Actuarial Science: An Elementary Text-book, Volume 1
  • 1905 - Practical Lessons in Actuarial Science: An Elementary Text-book, Volume 2: Tables
  • 1906 - Investments of Life Insurance Companies - L. W. ZARTMAN
  • 1906 - The Business of Life Insurance
  • 1906 - How to Buy Life Insurance, by QP <Bonk: Anyone know who this is? My guess is Miles Menander Dawson>
  • 1915 - Comparative Reserve Tables
  • 1915 - Various Derived Tables, Volume 1, One Life
  • The New York Life promised:
    • ... on a 20 year endowment $1,650 and paid $710;
    • ... on a 20 year deferred dividend $1,143 and paid $527;
    • ... on a tontine it estimated $1,234 and paid $564;
    • ... on another $954 and paid $390.
  • As anyone reading the policy forms will note, these estimates are not part of the contract which provides that the policyholder is entitled to only what dividends or investment profits the officials of the company choose to apportion to him.
    • The promise is made by the agent in separate printed estimates which purport to be the experience of other policyholders and which the prospective policyholder is assured will be equaled in his case.
    • Whether or not the statements are true in regard to the returns some policyholders have received, there is no question that they do not come true in nine cases out of ten.

1906 - Book - How to Buy Life Insurance, by QP

⇒   [Bonk: Anyone know who the Author is? My guess is Miles Menander Dawson]

  • ROWS ABOUT TWISTING
  • In the seventies, when life insurance companies in the United States were passing through the crucible, all sorts of things were done which nowadays are denounced, at least, if not avoided entirely.
    • The trouble was that more than half the life insurance companies of the country were in a failing condition, and their only hope often was to diminish their liabilities by twisting policies from one form to another or to escape the liabilities in whole, or in part, by making an arrangement with another company to furnish it a list of the policyholders, so that it could do the twisting.
    • The four or five companies that were swallowed up in the Universal reached an apparent state of solvency in that manner.
    • They had some kind of an understanding.

1898 - Book - Things Agents Should Know: An Intensely Practical Book for Life Insurance Agents - by Miles Menander Dawson