Premium Benefit Pattern - Examples
- The complications begin with a very simple question:
- What's the premium for Universal Life?
- It could be almost anything.
- Then what's the cash value?
- That depends on the premium.
- It is the relationship between the premium and cash value that determines the product characteristics of Universal Life.
-- Ben H. Mitchell, [Bonk: a consulting actuary with Tillinghast in Atlanta - Years-?]
1981 - SOA - Universal Life (RSA81V7N412), Moderator: Samuel H. Turner, Society of Actuaries - 16p
- If that is the case, how does an agent program somebody?
- How does he tell a person what he needs to pay to keep his premiums level or to have paid-up insurance at age 65?"
-- Allan W. Sibigtroth
1979 - SOA - Future Trends and Current Developments in Individual Life Products (rsa79v5n44), Society of Actuaries - 24p
- "Completely Flexible" - The completely flexible life insurance plans are sometimes called "universal life insurance plans.
1980-2, NAIC Proceedings
- ...it is possible to produce any traditional plan of insurance from the generalized formulas underlying universal life.
-- Alan Richards, president and chief executive officer of E. F. Hutton Life Insurance Co.- (p448)
1983 0510, 0511 and 0728 - GOV (House) - Tax Treatment of Life Insurance - [PDF-991p-GooglePlay
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- ... life insurance contracts such as universal life ...afford purchasers greater flexibility in designing their contracts so as to meet their individual needs.
-- 1981 0831 - Letter - ACLI to NAIC - Statement of the American Council of Life Insurance to the NASAA NAIC Joint Regulatory Insurance Products Study Committee - 10p
1982-1, NAIC Proceedings
2010 - LegalCase - Blumenthal-v-New-York-Life-GLP-GMP-Min
2010-Legal-Case-Blumenthal-v-New-York-Life-Plaintiff-Expert-Witness
1977-Changing-Times-Adjustable-Life-300-grid
1978-GOV-Moss-WI-LIBG-grid-p619
1977-Changing-Times-Graph
1987-Huebner-Black-Skipper-Life-Insurance-11ed-p94-UL-Flexible-Graph