Problem - Consumers

  • As William Douglas, the third commissioner in the SEC's then-short life, said in 1937 of new disclosure rules:
    • "We can demand full disclosure of the facts, we can insist upon a market free of manipulation, we can fight fraud, but we cannot provide sound business judgment, nor can we save a fool from his folly."

2008 1028 - WSJ - Storm-Proofing the Economy: A guide to Wall Street's turmoil--and what to do about if, By Nicole Gelinas - [link]

1937 1037 - The Pittsburgh Gazette - Your Business in Washington, by Marshall McNeil - [link-GoogleNews]

  • There is one obvious danger in all legislation relating to life insurance, and that is the tendency to supersede individual precautions again bad management, and to inspire a blind confidence in the checks and safeguards created by law. 

1877 0320 - NYT -  Life Insurance Reform - 1p

  • Duty to Read
  • Reasonable Person
  •