• https://www.youtube.com/playlist?list=PLU-Q5aFlVyvnV8Ao8nsaAhrW1z0SymAK4

Mid-West 30b6 Deposition Linton Checka PART 3

• 27:50 Application, agent means nothing

  28:41 I rely on the applicant

  Why was this sent to the agent

  29:42 so the agent signature on the bottom means nothing to you from an underwriting standpoint. The agent is selling him the policy.

Mid-West 30b6 Deposition Linton Checka PART 4

• 5:30 (swenson lawyer)   agent relys on info from applicant,   .....       his job is to collect info

•  

  Agent role…….  Laid out nicely

• 57:  it's just all part of their investigation

•  

  1:00  Who could answer that?

• 5:20  private investigator sent out to talk with family.    Sent out within just days after receiving notice of death.

•     What are they suppose to do?

• Items that the company had wanted.

• 12: oo  Why would you need this information,……

•  purpose of sending out private investigators

• …..to deny the claims

Charles Swenson Deposition PART 2

• 52:00 UL v Term

• 46  2 years incontestable period or paid enough

• 23:00  Insured doesn't need to be present

  36 ish  premiums

  37 ; Maturity date

  39  had you ever seen a sample policy or a policy

  39:50 Definitions page

  42 company hires a lawyer for Swenson, usually doesn't because usually the agent has done something wrong

• :35 What's the difference between mail order life insurance and face to face.

  2;00  How do you (agent) know if applicant / owner understand

  4;50   Insurable  Interest \

  5:  Definnitions page.   Didn't have at time of application

  Never went over,  didn't have policy

  11:40  Rescinding vs Cancelling

  $27.13  monthly premium

  14  would you go to bat for them, etc

  15  not allowed to call the home office,  have to go through the district sales leader