Specific Policies
- Aetna - Voya - Aeconoflex - AEconomaster
- Aeconoflex
- 2019 - ACLI - Cost of Insurance in the News - 16p
- 1983 1010 - Forbes - Aetna [Voya] - Aeconoflex - p147
- AEconomaster - [Bonk: approximately 1979-1983-?]
- 1980 - SOA - Non-Participaring Life Products with Non-Guaranteed Premiums (rsa80v6n32), Society of Actuaries - 22p
- James A. Geyer: I would like now to briefly describe the "AEconomaster" product that my company, the AEtna, introduced in January of 1979. The initial premium is guaranteed for 2 years; thereafter, the premium is declared annually, subject to a level maximum premium. The initial premium is 6 - 10% less than our comparable Guaranteed Cost whole life premium while the maximum premium is 5 - 8% greater than the Guaranteed Cost premium.
- Cash values are identical to those under our Guaranteed Cost contract. Since the actual premium will not vary from the initial premium unless our outlook for the future changes, we believe that this is essentially a level premium contract.
- James A. Geyer: I would like now to briefly describe the "AEconomaster" product that my company, the AEtna, introduced in January of 1979. The initial premium is guaranteed for 2 years; thereafter, the premium is declared annually, subject to a level maximum premium. The initial premium is 6 - 10% less than our comparable Guaranteed Cost whole life premium while the maximum premium is 5 - 8% greater than the Guaranteed Cost premium.
- 1979 - newspapers.com/article/hartford-courant/135036328/
- 1980 - newspapers.com/article/the-palm-beach-post/135036112/
- 1980 - SOA - Non-Participaring Life Products with Non-Guaranteed Premiums (rsa80v6n32), Society of Actuaries - 22p
- Aeconoflex
- Bankers Life
- Adjustable Life
- Equitable
- Living Benefits - Adjustable Whole Life
- 1954 0802 - Toledo Blade - GoogleNews
- Executive Life Insurance Company
- Irreplaceable Life -
- 1984 0131 - GOV (Senate) - Tax Treatment of Life Insurance Products and Policyholders - [PDF-345p-GooglePlay]
- Irreplaceable Life -
- EF Hutton
- Total Life
- CompleteLife
- Life of Virginia
- Challenger
- Minnesota Mutual
- Adjustable Life
- Adjustable Life II
- The Hartford
- The Solution
- Vanishing premium whole life is often called irreplaceable life, with a premium almost equivalent to what an old fashioned, whole-life, nonparticipating policy had, but there's a direct crediting of interest and direct recognition of mortality.
- A policy like that with the current high interest rates could stop premiums after about five to eight years.
1985 - SOA - New Product Accounting Alternatives, Society of Actuaries - 26p
