1981-1, NAIC Proceedings – Task Force on Life Insurance Disclosure System – LIDS – NAIC

  • Task Force on Life Insurance Disclosure System – LIDS – NAIC  —  [BonkNote]
    • 1981-1, NAIC Proceedings – Task Force on Life Insurance Disclosure System – LIDS – NAIC  —  [BonkNote] 
      • 372x-381, 403-
      • LIDS – Life Insurance Disclosure System
        • Report on the Task Force on Manipulation, Lapsation, Dividend Practices and Annuity Disclosure.
        • Report of the Task Force on Life Insurance Cost Disclosure
  • Appendix A, SUMMARY OF POLICY COSTS AND BENEFITS …………577
  • Appendix B, PRELIMINARY POLICY SUMMARY …….579
  • Appendix E, HOW MUCH LIFE INSURANCE SHOULD YOU HAVE? …….582
  • NAIC Model Life Insurance Disclosure System Regulation Section-by-Section Analysis  ………583
  • Written Submissions to the Life Insurance Disclosure (C3) Task Force November 24, 1980  …591
  • Statement of William C. Scheel, Academic  …..593
  • ACLI – Statement by Julius Vogel, Senior Vice President and Chief Actuary – Prudential Insurance Company of America, On Behalf of the American Council of Life Insurance  ……….602
  • NALU [Bonk: Currently Named NAIFA] – Comments on Behalf of the National Association of Life Companies Presented by:  S. Roy Woodall, Jr., Executive Vice-President  ………610
  • PRELIMINARY POLICY SUMMARY [Bonk: by ACLI-?]  …………613
  • Statement By Conneticut General Life Insurance Company Peter R. Wilde, CLU, Senior Vice-President ………….662
  • Statement of Charles Greeley, Chairman,  Advisory Committee on Monitoring the Impact of the NAIC Model Life Insurance Solicitation Regulation  ………. 663
  • Statement of Donald B. Maier, Metropolitan Life Insurance Company  ……..664
  • Statement by Aid Association for Lutherans and the National Fraternal Congress of America, Bartley L. Munson  ………….666
  • Illustration, EXPLANATION OF THE ILLUSTRATION  .…………………668
  • Statement of New England Mutual Life Insurance Company Submitted by Harold G. Ingraham, Jr.  ….….670
  • Statement of Firemen’s Fund American Life Insurance Company  …….. 673
  • Statement of the Equitable Life Assurance Society of the United States  ….674
  • Statement of Joe A. Mintz  ….676
  • Accumulated Premium Payment Method of Comparing Life Insurance Policy Cost at Death and Surrender – Mintz  ………. 678
  • Statement of Allstate Insurance Company, Presented by Robert S. Seiler ….680
  • Statement of United Investors Life Insurance Company,  J. Stephen Beckman  ……..…687
  • Statement of John H. Glover, Second Vice President, The Travelers …………..689
  • Statement of New York Life Insurance Company, Walter Shur ………………..690
  • Statement ·of Aetna Life Insurance Company, Malcolm Campbell ………….692
  • Statement of Teachers Insurance and Annuity Association of America (TIAA) Paul Quinn  ………….698
  • Statement of John Hancock Mutual Life Insurance Company,  Raeburn B. Hathaway, Jr.  ….701
  • Statement of The Northwestern Mutual Life Insurance Company,  William M. Snell  …702
  • John H. Harding, Chairman, AAA Committee on Dividend Principles and Practices  …….703
  • Jack E. Wood, Chairman, AAA Committee on Life Insurance ………704
  • ⇒  [Bonk: MORE Letters]
  • Testimony of Consumers Union ………………707
  • Ernest J. Moorhead, Member, American Academy of Actuaries
  • Joseph Belth – Academic
  • Appendix A, FORMULA FOR YEARLY PRICES
  • Appendix B, SUGGESTED SCHEDULE OF ASSUMED YEARLY RATES OF RETURN FOR USE IN DETERMINING YEARLY PRICE
  • Appendix C, FORMULA FOR YEARLY RATES OF RETURN
  • Appendix D, SUGGESTED SCHEDULE OF ASSUMED YEARLY PRICES PER $1,000 OF PROTECTION FOR USE IN DETERMINING YEARLY RATES OF RETURN
  • Appendix E, STATEMENT OF JOSEPH M. BELTH ON CLASS A MANIPULATION
  • Appendix F, ELEMENTS OF A BILL REQUIRING POST-SALE DISCLOSURE FOR LIFE INSURANCE POLICIES AND ANNUITY CONTRACTS
  • James H. Hunt, NICO, Fellow, Society of Actuaries.
  • Statement of The Minnesota Mutual Life Insurance Company, Submitted by Robert E. Hunstad
  • The Commonwealth of Massachusetts – Division of Insurance – Michael J. Sabbagh, Commissioner of Insurance
  • Docket #80-8-1 – Opinion, Finding and Decision
  • Life Insurance Solicitation Regulation …………….735
  • APPENDIX, Life Insurance Buyer’s Guide  …………………740
  • Feasibility and Cost Study for LIDS Policy Summary, H. Wetterstrand …………744
  • Massachusetts Mutual Life Insurance Company Technical Analysis  ……….748
  • NALU [Currently Named NAIFA] – The National Association of Life Underwriters (NALU), Herbert F. Mischke, Past President  ……………750
  • Midland
  • Mony
  • Provident
  • ACLI – Statement by Richard V. Minck, American Council of Life Insurance  ……..757
  • Joe Mintz
  • NICO
  • State of Texas
  • SPECIAL REPORT – November 3, 1980 – To the (C3) Life Insurance Subcommittee By the (C4) Life, Accident and Health Insurance Technical Subcommittee ………………………….761
  • SUMMARY OF PROPOSED REVISIONS OF THE STANDARD VALUATION LAW AND THE STANDARD NONFORFEiTURE LAW FOR LIFE INSURANCE ………………………………..763
  • RECOMMENDED CHANGES IN NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS STANDARD VALUATION LAW  …………………..765
  • The Effects of the Proposed Changes In The Standard Valuation and Nonforfeiture Value Laws on Reserves, Surrender Values, Net Costs and Yields
  • SPECIAL REPORT – October 23, 1980 – To the (C3) Life Insurance Subcommittee – By the (C4) Life, Accident and Health – Insurance Technical Subcommittee
  • PREAMBLE, NUMBERING SYSTEM AND FORMAT FOR TABLE OF CONTENTS FOR ACTUARIAL GUIDELINES;
  • CORRECTION OF TYPOGRAPHICAL AND STRUCTURAL ERRORS IN ACTUARIAL GUIDELINES