1980s – SOA – ACLI

  • 1981 – SOA – Subcommittee on Cost Comparisons – Universal Life, Society of Actuaries – 16p 

1970 – Joint Special Committee of Life Insurance Costs

  • 1970 – Report of the Joint Special Committee on Life Insurance Costs – (p720-748) – 29p
    • Report to American Life Convention, Institute of Life Insurance, Life Insurance Association of America 
    • 1973 – GOV (Senate) – The Life Insurance Industry –  4 parts – Senator Hart – Part 1 – 0220 – PDF-794p
  • My interest in this challenging subject goes back to my membership on the 1970 Joint Special Committee chaired by Jack Moorhead.
  • This Committee proposed what was then known as the interest-adjusted method, which later became the basis of the NAIC approach now in effect in some 2/3 of the states.

—  C.L. Trowbridge

1981 – SOA – Individual Life Insurance Cost Disclosure Issues, Society of Actuaries – 22p

  • 1970 – SOA – Report on the Work of the ALC-ILI-LII Committee on Life Insurance Costs, by E. J. Moorhead, tsa70v22pt2dn62ab2 – Society of Actuaries – 2p
    • E. J. Moorhead explained why this committee was formed and the general tenor of its report, which is now in the draft stage but seems likely to be issued soon. He urged actuaries to give their support to the committee’s work, even if any of them might personally prefer a different approach.
    • He expressed the view that, if the life insurance industry does not exercise its own initiative in this matter, it may have an unpalatable solution imposed upon it.
  • 1972 – AP – An Empirical Investigation of Attitudes Toward the Life Insurance – Marketing, by O. C. Ferrell Jr. – 181p 
  • 1973 – SOA – A Ratio of Interest-Adjusted Cost Indexed for the Comparison of Dissimilar Life Insurance Contracts, by Peter L.J. Ryall, tsa73v25pt1n72ab5 – Society of Actuaries – 28p
  • The Insurance Industry recently appointed a Joint Special Committee of Life Insurance Costs to consider the method or methods that a buyer of life insurance may find most suitable for use in comparing premiums, dividends and cash values of comparable policies that are offered by different life insurance companies.
  • The Joint Special Committee issued a report on May 4, 1970 reviewing a long list of cost indices possibilities.
  • Three major methods were submitted;
    1. Methods that determine an Insurance cost index, having assumed an interest.
    2. Methods that determine an interest yield rate, having assumed a cost of insurance.
    3. Methods that relate the values of amounts paid by the company to amounts paid by the policyholder.  (p4)

—  Senator Roman L Hruska (R-NE) –  Ranking Republican Member, Senate Antitrust and Monopoly Subcommittee

1973 – GOV (Senate)The Life Insurance Industry – Hart, Part 1 of 4 – 794p

1960s – SOA – Society of Actuaries

  • 1960 – SOA – First Year Lapse Rate, by Norman F. Buck, tsa60v12n3331 – Society of Actuaries – 57p
  • 1960 – SOA – Premiums and Dividends for Individual Ordinary Insurance, tsa68v20pt2dn5719 – Society of Actuaries – 30p
  • 1960 – SOA – The Life Insurance Company Income Tax Act of 1959, tsa60v12n3221 – Society of Actuaries –  24p
  • 1961 – SOA – Agency Problems: Policy Replacements, tsa61v13pt2d72 – Society of Actuaries – 11p
  • 1961 – SOA – Discussion of Subjects of Special Interest: Cash Values, tsa61v13pt2d53 – Society of Actuaries – 3p
  • 1961 – SOA – Individual Life Insurance: Financed Insurance, tsa61v13pt2d49 – Society of Actuaries – 5p
  • 1961 – SOA – Marketing Trends, tsa61v13pt2d27 – Society of Actuaries – 10p
    • A. What steps can life insurance companies take to regain a greater share of the available savings dollars?
      B. Is a trend likely to develop toward a separation of the insurance and investment elements of life insurance contracts?
      C. Would the ability of insurance companies to attract savings dollars be improved by providing a “variable” return with respect to (a) the investment element of life insurance contracts or (b) settlement provisions?
  • 1961 – SOA – Ordinary Insurance Premiums, tsa61v13pt2d14 – Society of Actuaries – 3p
  • 1961 – SOA – Premiums – Digest of Small Company Forum, tsa61v13pt2d44 – Society of Actuaries – 9p
  • 1962 – SOA – Discussion of Subjects of Special Interest: Agency Compensation, tsa62v14pt2d30 – Society of Actuaries – 11p
    • 1961 03 – HBR – The Mystique of Super-Salesmanship, by Robert N. McMurry, Harvard Business Review – [link]
  • 1962 – SOA – Digest of Discussion of Subjects of Special Interest Individual Life Insurance: Individual Life Insurance, tsa62v14pt2d46 – Society of Actuaries – 4p
    • Joseph Belth, Net Cost, Dividends, Illustrations, pre-ELAD
  • 1962 – SOA – Discussion of Subjects of Special Interest: Marketing, tsa62v14pt2d29 – Society of Actuaries – 8p
  • 1962 – SOA – Individual Life Insurance: Policy Changes, tsa62v14pt2d49 – Society of Actuaries – 6p
  • 1962 – SOA – Life Insurance and Savings in the Economy, tsa62v14pt2d1 – Society of Actuaries – 15p
  • 1962 – SOA – Replacements, tsa62v14pt2d24 – Society of Actuaries – 12p
  • 1963 – SOA – Retirement Plans (Individual and Group), tsa63v15pt2d4 – Society of Actuaries – 33p

  • 1964  – SOA – A General Treatment of Insurance for Face Amount Plus Reserve or Cash Value, by Franklin C. Smith, tsa64v16pt1n4617 – Society of Actuaries – 15p

  • 1964 – SOA – Relationship Between Actuaries and Certified Public Accountants, /tsa64v16pt2d12 – Society of Actuaries – 25p
  • 1965 – SOA – Digest of Discussion of Subjects of Special Interest – Individual Life Insurance – Leased Life Insurance, tsa65v17pt2dn488 – Society of Actuaries – 11p 
  • 1965 – SOA – Digest of Discussion of Subjects of Special Interest – Individual Life Insurance – Leased Life Insurance -tsa65v17pt2dn47ab2 – Society of Actuaries – 42p   
  • 1965 – SOA – Digest of Smaller Company Forum– New York Regional Meeting Agency, tsa65v17pt2dn47ab6 – Society of Actuaries – 36p
  • 1966 – SOA – Digest of Reports on Topies of Current Interest – Agency Matters, tsa66v18pt2dn516 – Society of Actuaries – 23p 
  • 1966 – SOA – Dgest of Smaller Company Forum – Combination Company Problems, tsa66v18pt2dn50ab5 – Society of Actuaries – 28p
  • 1967 – SOA – Apportionable Basis for Net Premiums and Reserves, by J. Alan Lauer, tsa67v19pt1n5411 – Society of Actuaries – 21p
  • 1967 05 – SOA – Book Review – The Retail Price Structure in American Life Insurance, by Joseph Belth, by Neil W. Macintyre, act-1967-vo0l1-iss03-belth – Society of Actuaries – 2p
  • 1967 – SOA – Digest of Discussion of Subjects of Special Interest, tsa67v19pt2dn5410 – Society of Actuaries – 25p
  • 1967 – SOA – Digest of Discussion of Subjects of Special Interest – Individual Life and Health Insurance, tsa67v19pt2dn5410 – Society of Actuaries – 25p
  • 1967 – SOA – Digest of Discussion of Subjects of Special Interest – Individual Life and Health Insurance, tsa67v19pt2dn5519 – of Actuaries – 62p
  • 1967 – SOA – New Company Problems, tsa67v19pt2dn5523 – Society of Actuaries – 38p
  • 1967 – SOA – Theory of Surplus in a Mutual Insurance Organization, tsa67v19pt1n5516, by Charles L. Trowbridge, Society of Actuaries – 51p
  • 1968 – SOA – New York Actuaries Club Discusses  “Belth” Theory – The Actuary, act-1968-vol02-iss09-belth – Society of Actuaries – 2p
  • 1968 – SOA – Premiums and Dividends for Individual Ordinary Insurance, tsa68v20pt2dn5719 – Society of Actuaries – 30p
  • 1968 – SOA – Prices and Profits, by John M. Bragg, tsa68v20pt1n56ab5 – Society of Actuaries
  • 1968 – SOA – Research in Operations Research, tsa68v20pt2dn56ab9 – Society of Actuaries – 32p
  • 1968 – SOA -The Holding Company Structure and the Life Insurance Company, tsa68v20pt2dn56ab2 – Society of Actuaries – 24p
  • 1969 – SOA – Analysis of Basic Actuarial Theory for Fixed Premium Variable Benefit Life Insurance, by John C. Fraser, Walter N. Miller, and Charles M. Sternhell, tsa69v21pt1n6120 – Society of Actuaries – 116p
  • 1969 – SOA – Digest of Discussion at Concurrent Sessions, tsa69v21pt2dn6121 – Society of Actuaries – 276p
  • 1969 – SOA – Life Insurance Net Cost Comparisons, tsa69v21pt2dn59ab7 – Society of Actuaries – 34p
  • [Bonk – Grading, Interest Rate, PVFB=PVFP, Mortality – Term higher than Perm]
  • Samuel P. Adams: All these methods are based one way or another on the ancient truth that the present value of benefits, expenses, and margins must equal the present value of premiums.
    • When one considers the interest assumption, it must be remembered that rates are presently very high but may be showing signs of leveling off.
      • It seems inconceivable in view of the past that interest rates will stay at their present levels for a long period of time.
      • If the interest assumption in the early policy years is taken as the rate on new investments, the actuary should allow for the possibility of a reduction after the first few policy years and provide for a more conservative rate at the later policy durations.
  • CHAIRMAN Robert W. WALKER: We also recognize the difference between term and permanent mortality with a higher mortality charge on term contracts.
  • RUSSELL E. MUNRO: We also develop our rate structure so as to reimburse our agency force on a basis which does not place the agent in an awkward position in his recommendations for his client cost per $1,000 at risk.

1968 – SOA – Premiums and Dividends for Individual Ordinary Insurance, Society of Actuaries – 30p

1960s SOA Ons

2010s – SOA – Society of Actuaries

  • 2010 – SOA – Comments on the Proposed Principle Based Reserves and Principle-Based Capital Requirements Methodology, By David V. Smith, stn-2010-iss34-smith – Society of Actuaries – 3p
  • 2010 – SOA – Complexity Science-an introduction and invitation for actuaries, research-complexity-science – Society of Actuaries – [link] 
  • 2010 – SOA – Did Enterprise Risk Management Really Work? – The Case of Lincoln Financial Corporation, Scott Engle, Presented at 2010 Enterprise Risk Management Symposium, mono-2010-m-as10-1-engle – Society of Actuaries – 18p
  • 2010 – SOA – Post-Retirement Financial Strategies from the Perspective of an Individual Who Is Approaching Retirement Age, by Arnold F. Shapiro – Society of Actuaries – 75p
  • 2010 – SOA – Report of the Society of Actuaries Life Settlements Survey Subcommittee, research-2010-01-life-settlements-survey – Society of Actuaries – 36p
  • 2010 – SOA – The Reinsurer Made Me Do It, By Ross Morton, rsn-2010-iss67-morton, Society of Actuaries – 5p
  • 2011 – SOA – Tax Diversification in Retirement Planning, by Gregory C. Freeman, mono-2011-mrs12-freeman-paper – Society of Actuaries – 26p
  • 2011 – SOA – Implications of the Perceptions of Post Retirement Risk for the Life Insurance Industry: Inside Track Marketing Opportunity, But Requiring Focused Retooling, by Steve Cooperstein, research-implication-perceptions – Society of Actuaries – 153p
  • 2012 – SOA – Actuarius to Actuary: Chapter 1. edu-2012-c2-1 – Society of Actuaries – 19p
  • 2012 06 – SOA – Chinese Dragon vs. Indian Tiger: Developments in variable annuities, Sharon Huang, isn-2012-iss56-huang – Society of Actuaries – 9p
  • 2012 – SOA – Substitute One Mis-impression, aof-2012-11-iss33-ma-snell – Society of Actuaries –  4p
  • 2012 03 – SOA – The Financial Crisis: Why Won’t We Use the F-(raud) Word?, By Louise Francis, jrm-2012-iss24-francis – Society of Actuaries – 4p
  • 2012 – SOA – soa.org/globalassets/assets/Library/Newsletters/Taxing-Times/2012/february/tax-2012-vol8-iss1.pdf – PPLI
  • 2013 – SOA – A Qualitative History of Previous Challenging Environments for the Life Insurance Industry, By Evan Borisenko, aof-2013-04-iss34-borisenko – Society of Actuaries – 4p
  • 2013 – SOA – Application of Actuarial Science to Systemic Risks, research-2013-app-act-science-report – Society of Actuaries – 79p
  • 2013 – SOA – A Tribute to Christian J. DesRochers, By Brian G. King, tax-2013-vol9-iss3-king – Society of Actuaries – 3p
  • 2013 – SOA – Comparative Failure Experience in the U.S. and Canadian Life Insurance and Banking Industries from 1980 to 2010, research-2013-comparative-failure-exp – Society of Actuaries – 48p
  • 2013 – SOA – ERM-ILA Model Solutions, Fall 2013, edu-2013-10-erm-ila-exam-sol-wt66id – Society of Acuaries – 38p
  • 2013 10 – SOA – Insurance Accounting on One Foot: Read about the differences between the FASB ED and the ED published nearly simultaneously by the International Accounting Standards Board, By Henry Siegel and William Hines – Society of Actuaries- 8p

  • 2013 – SOA – Life Insurance Regulatory Structures and Strategy: EU Compared with US, research-2013-life-ins-reg-structures – Society of Actuaries – 92p

  • 2014 – SOA – An Overview of the U.S. LTC Insurance Market, mono-2014-ltc-manage-narva – Society of Actuaries – 23p
  • 2014 – SOA – Behind the Growth of the Chinese Life Insurance Industry, By Feng Sun, isn-2014-iss62-sun – Society of Actuaries – 5p
  • 2014 08 – SOA – Downside of Prudential Regulation: Lower Liquidity, By Ira Jersey, Risk Management, jrm-2014-iss30-jersey – Society of Actuaries – 4p
  • 2014 – SOA – Experience Studies-Understanding the past while planning for the future, Product Matters, by Matthew Dunscombe and Alex Zaidlin, pro-2014-iss88 – Society of Actuaries – 32p
  • 2014 – SOA – Modeling of Policyholder Behavior for Life Insurance and Annuity Products: A Survey and Literature Review, research-2014-modeling-policy – Society of Actuaries   —  [BonkNote]  —  92p
  • 2014 04 – SOA – Model Validation for Insurance Enterprise Risk and Capital Models, Sponsored by CAS, CIA, SOA Joint Risk Management Section, prepared By Markus Stricker, Shaun Wang, Stephen J. Strommen, research-2014-model-valid-ins – Society of Actuaries – 47p
  • 2014 – SOA – Optimal Retirement Tontines For The 21st Century: With Reference To Mortality Derivatives In 1693, By Moshe A. Milevsky And Thomas S. Salisbury, Society of Actuaries, Presented at the Living to 100 Symposium, mono-li14-1a-milevsky – Society of Actuaries – 35p
  • 2014 – SOA / Deloitte – Pension Risk Transfer Evaluating Impact and Barriers for De-Risking Strategies, 2014-pension-risk-transfer-study – Society of Actuaries – 61p
  • 2014 – SOA – Sustained Low Interest Rate Environment: Can It Continue? Why It Matters, 2014-sustianed-low-interest-environment – Society of Actuaries – 51p
  • 2014 09 – SOA – Trading Places: Life and Pension Actuaries Find Common Ground to Express Funding Concepts, By Tom Herget and Evan InglisThe Financial Reporter, /fr-2014-iss98-herget – Society of Actuaries – 6p
  • 2015 – SOA – Actuarial Guideline 49 (aka Actuarial Guideline YY), by Donna Megregian – pro-iss-93-megregian – Society of Actuaries – 3p
  • 2015 – SOA – Flexible Premium Universal Life Products Lapse/Surrender and Premium Persistency Experience – 2009-2013, 2009-13-universal-life-products – Society of Actuaries – 47p – https://www.soa.org/493467/globalassets/assets/files/resources/research-report/2018/2009-13-universal-life-products.pdf
  • 2015 – SOA – Life Insurance Regulatory Structures and Strategy: EU Compared with US, research-2013-life-ins-reg-structures – Society of Actuaries – 92p
  • 2015 – SOA – Organizations That Support Smaller Insurance Companies, By Grant Hemphill, Norm Hill, Mark Rowley and Don Walker, stn-2015-iss43-hemphill-hill – Society of Actuaries – 4p
  • 2015 03 – SOA – Report of the Society of Actuaries Financial Underwriting and Fraud Prevention Survey Subcommittee, 2015-fraud-prevention-survey – Society of Actuaries – 67p
  • 2015 – SOA – Report on Extreme Events for Insurers: Correlation, Models and Mitigations, 2015-extreme-events-for-insurers – Society of Actuaries – 86p
  • 2015 – SOA – Taxing Times, tax-2015-vol-11-iss2 – Society of Actuary’s – 56p
  • 2015 03 – SOA – The Financial Reporter, fr-2015-iss100 – Society of Actuaries – 20p
  • 2015 03 – SOA – Top Six Danger List, By Dave Kester, com-2015-iss53 – Society of Actuaries –[link]
  • 2015 – SOA – Transition to a High Interest Rate Environment Preparing for Uncertainty, research-2015-rising-interest-rate – Society of Actuaries – 105p
  • 2015 06 – SOA – Update on Regulatory Development, By Francis de Regnaucourt, fr-2015-iss101-de-regnaucourt – Society of Actuaries – 4p
  • 2015 09 – SOA – Update on Regulatory Developments, By Francis de Regnaucourt, fr-2015-iss-102 – Society of Actuaries – 28p 
  • 2016 – SOA – A Practical Approach to an Enhanced Premium Persistency Assumption, By Ying Zhao and Nick Komissarov, mp-2016-iss3-zhao-komissarov – Society of Actuaries – 4p
  • 2016 05 – SOA – Emerging Global Capital Standards for Insurance, by Liz Dietrich and Ian Adamczyk, isn-2016-iss-68-dietrich-adamczyk, Society of Actuaries – 4p
  • 2016 – SOA – Middle-Market Life Insurance Findings From Industry Thought Leaders, research-middle-market-report – Society of Actuaries – 17p
  • 2016 – SOA – Optimizing Retirement Income Solutions in Defined Contribution Retirement Plans A Framework for Building Retirement Income Portfolios, by Wade Pfau, research-2016-optimizing-retirement-income-framework-building – Society of Actuaries – 59p
  • 2016 05 – SOA – PBA Corner, fr-2016-iss105-rudolph-wang – Society of Actuaries – 6p
  • 2018 – SOA – 11th Survey of Emerging Risks, 11th-survey-emerging-risks – Society of Actuaries – 138p
  • 2018 – SOA – A Comprehensive Look at U.S. Reserving Principles for Universal Life Insurance: Fixed, Indexed and Variable Seminar, Society of Actuaries – <WishList>
  • 2018 – SOA – Actuarial Review of Insurer Insolvencies and Future Preventions – Phase 1, actuarial-review-insurer-insolvencies – Society of Actuaries – 74p
  • 2018 – SOA – A Review of Root Cause in Insurer Insolvencies and Impairments,  by Dave Heppen and Veronika Cooper, fr-2018-iss113-heppen-cooper – Society of Actuaries – 6p
  • 2018 – SOA – Changing the Retirement Advice Conversation, 2018-securing-future-retirements-chamberlain-cheng-durbin-sokolic – Society of Actuaries – 5p
  • 2018 – SOA – In the Beginning… A Column Devoted to Tax Basics, Why Section 7702 (and 7702A, Too?  Some Historical Perspectives, tax-2018-vol-14-iss1-adney – Society of Actuaries, by John T. Adney – 5p
  • 2018 – SOA – IRS Updates Post- Age100 Guidance, By John T. Adney, tax-2018-vol-14-iss2-adney – Society of Actuaries – 4p
  • 2018 – SOA – Product Tax Seminar: Session I: Life Insurance Product Tax Update – 253p
  • 2018 10 – SOA – Why Indexed Universal Life Income Streams Need to Be Managed-Part 1, By Ben H Wolzenski and John S. McSwaney – Product Development – p28-31 – pro-2018-iss111, Society of Actuaries – 32p
    • WHAT’S THIS ABOUT AND A QUICK BOTTOM LINE
      • Wolzenski: John, over the past decade working with producers, you’ve observed that most Indexed Universal Life (IUL) new premium comes from sales that illustrate policy loans or withdrawals, either for retirement income or to repay premium financing.
      • McSwaney: That’s right
  • 2019 – SOA – An Interview With Perspectives From Anna’s Anna Rappaport, by Josh Bank, rsn-2019-iss99-bank – Society of Actuaries – 7p
  • 2019 – SOA – Big Data and the Future Actuary How access to non-traditional data is unleashing innovation opportunities for the actuarial profession and insurance industry, Society of Actuaries – 27p
  • 2019 – SOA – Equity Indexed Universal Life Insurance in College Funding, by Presenter: Zhixin Wu, DePauw University, arc-2019-iss-1-wu – Society of Actuaries – 1p  – <WishList – Actual Study / Presentation>
  • 2019 – SOA – Session 045: Individual Life Waiver of Premium: Has Anything Changed Since 1952? – Society of Actuaries – 27p
  • 2019 – SOA – Insurance Regulatory Issues in the United States, Society of Actuaries – 37p
    • 11- States do not typically regulate ratemaking in life insurance since competition leads to the proper adjustment of premiums. 
    • 11 – Premiums for life insurance and annuity products generally are not subject to regulatory approval, although regulators may seek to ensure that policy benefits are commensurate with the premiums charged.
    • 12 – The Actuarial Standards Board recently issued Actuarial Standard of Practice (ASOP) No. 54, which provides guidance for the pricing of life insurance and annuity products. 
    • 12 – The American Academy of Actuaries (AAA) issued a long-term care credibility monograph that serves as a guide for the use of credibility in long-term care pricing. 
    • 22 – Even when companies are comfortable with their advanced models, there is a reputational concern about life insurance rates being determined by an advanced statistical model.
    • 32 – A Public Policy Practice Note. 2017. Model Governance: Some Consideration for
      Practicing Life Actuaries.
      https://www.actuary.org/files/publications/Model_Governance_PN_042017.pdf
    • 33 – Deloitte. Predictive Modeling for Life Insurance. Ways Life Insurers Can Participate in the
      Business Analytics Revolution.
      https://www.soa.org/globalassets/assets/files/research/projects/research-pred-mod-lifebatty.pdf
    • 33 – New York Department of Financial Services. 2019. Use of External Consumer Data and
      Information Sources in Underwriting for Life Insurance.
      https://dfs.ny.gov/industry_guidance/circular_letters/cl2019_01
  • 2019 – SOA – In the Beginning . . . A Column Devoted to Tax Basics Why Do Limitations Apply to Owners of Life Insurance Contracts, Particularly COLI?, By Bryan W. Keene and Mark S. Smith, tax-2019-vol15-iss2-keene-smith – Society of Actuaries – 8p
  • 2019 – SOA – Session 133: Millennial Maven: Insurtechs for the Future, pd-2019-10-annual-session-133 – Society of Actuaries – 38p
  • 2019 11 – SOA – The Dynamics of Emerging Asia’s Life Insurance Markets-Findings From a Recent Peak Re Executive Survey, By Franz Josef Hahn – Reinsurance News, Issue 95, 2019-reinsurance-news-issue-95 – Society of Actuaries – 40p
  • 2019 – SOA – The Use of Predictive Analytics in the Canadian Life Insurance Industry, predictive-analytics-canadian-life-insurance-report – Society of Actuaries – 74p
  • 2019 – SOA / Milliman – Universal Life and Indexed Universal Life Survey Results, By Susan J. Saip, Milliman, pro-2019-iss114-saip – Society of Actuaries – 7p
  • 2019 – SOA – Why Indexed Universal Life Income Streams Need to Be Managed-Part 2, By Ben H Wolzenski and John S. McSwaney, Product News, pro-2019-iss112-wolzenski-mcswaney – Society of Actuaries – 4p

2000s - SOA - Society of Actuaries

  • 2000 - SOA - A Note Regarding "Risk Neutral" and "Real World" Scenarios-Dispelling a Common Misperception, by Gary Hatfield (Securian), pro-2009-iss73-hatfield - Society of Actuaries - 3p
  • 2000 - SOA - Enhancing Actuarial Input at the Federal Level on Life Insurance Issues, rsa00v26n232of -Society of Actuaries - 20p
  • 2000 - SOA - Financial Reinsurance: Tool for the 21st Century, rsa00v26n392pd - Society of Actuaries - 22p
  • 2000 - SOA - GIC in a Box, rsa00v26n355pd - Society of Actuaries - 25p
  • 2000 - SOA - Liquidity Management for Life Insurers with Institutional Business, rsa00v26n264pd - Society of Actuaries - 24p
  • 2000 - SOA - New Trend of Life Insurance Products in China, by Samuel Zhou, isn-2000-iss23-zhou - Society of Actuaries - 2p
  • 2000 - SOA - Separate Account Products in the U.S. and Canada: Comparing Their Design, Regulation, and Taxation, rsa00v26n296pd - Society of Actuaries - 28p
  • 2000 - SOA - Statutory Reserving Update-Life Products, rsa00v26n332pd - Society of Actuaries - 19p
  • 2000 - SOA - U.S. and Canadian Demutualizations-Postmortem, rsa00v26n3130pd - Society of Actuaries - 21p
  • 2000 - SOA - What Is the Unified Valuation System (UVS) and What Are its Origins?, by Donna C. Novak, hsn-2000-iss37-novak-a - Society of Actuaries - 3p
  • 2001 - SOA - Data Quality, rsa01v27n247if - Society of Actuaries - 25p
  • 2001 - SOA - Enterprise Risk Managment Meets Unified Valuation System, rsa01v27n258pd - Society of Actuaries - 21p
  • 2001 - SOA - Floating Rate Funding Agreements, rsa01v27n329pd - Society of Actuaries - 23p
  • 2001 - SOA - Introduction To Securitized Assets, rsa01v27n3151ts - Society of Actuaries - 36p
  • 2001 - SOA - Is the Next Generation Insurance Business Model the Virtual Insurance Company?, rsa01v27n219pd - Society of Actuaries - 21p
  • 2001 - SOA - Investment Strategies to Maximize Investment Yield, rsa01v27n3132pd - Society of Actuaries - 25p
  • 2001 - SOA - Life Liquidity Risk, by Jon E. Niehus, stn-2001-iss17-niehus - Society of Actuaries - 2p
  • 2001 - SOA - Liquidity Standards - the Regulatory Aspects, rsa01v27n272PD - Society of Actuaries - 22p
  • 2001 - SOA - New GAAP Guidance Likely to Be Promulgated for NonTraditional Products and Separate Accounts, by David C. Scheinerman and Mary S. Saslow,frn-2001-iss47-saslowscheinerman - Society of Actuaries - 5p
  • 2001 – SOA – Regulation XXX: A Comprehensive Overview, Society of Actuaries – 25p 
  • 2001 - SOA - Universal Life, No-Lapse, and the Law vs. Free Markets, by David J. Hippen, Actuary at the Florida Insurance Department, frn-2001-iss45-hippen - Society of Actuaries - 5p
  • 2002 06 - SOA - A New Platform for Universal Life, stn0206 - Society of Actuaries - 16p
  • 2002 - SOA - Dropping Like a Rock: Dealing with Falling Interest Rates and Equity Markets Outside the United States and Canada, rsa02v28n160pd -  Society of Actuaries  ---  [BonkNote]  ---  27p
  • 2002 - SOA - Implications of the New CSO Mortality Table, rsa02v28n192pd - Society of Actuaries - 28p
  • 2002 - SOA - Japanese Life Industry in Transition, by Stephen Conwill, isn-2000-iss23-conwill - Society of Actuaries - 5p
  • 2002 - SOA - Patenting Insurance Products: Making First-to-Market Really Mean Something, rsa02v28n330pd - Society of Actuaries - 25p
  • 2002 - SOA - Phase 2 Of The C-3 Project Update, rsa02v28n175pd - Society of Actuaries - 26p
  • 2002 - SOA - The New 2001 CSO: Implications for Universal Life Plans, by Nancy Winings, pdn0201 - Society of Actuaries - 6p
  • 2003 - SOA - Are We In A Different Market Paradigm?, rar-2003-iss42-giles-rubin - Society of Actuaries - 7p - Good Link as of 2025 11
  • 2003 - SOA - Bringing Risk Into Capital Management, rsa03v29n124of - Society of Actuaries - 35p
  • 2003 - SOA - Current Events-Statutory, rsa03v29n147pd - Society of Actuaries - 26p
  • 2003 - SOA - Do You Know How Much You're Spending? The Hidden Costs of Product Complexity, rsa03v29n38pd - Society of Actuaries - 19p
    • "UL is a horror"
  • 2003 - SOA - Famous Reinsurance Disasters, rsa03v29n316of - Society of Actuaries - 26p
  • 2003 - SOA - GAAP for Nontraditional Long-Duration Contracts, va03-36ts - Society of Actuaries - 23p
  • 2003 - SOA - Merger of the Actuarial Education and Research Fund and The Actuarial Foundation, Society of Actuaries - [link]
  • 2003 - SOA - Mortality Anti-selection - Different Versions of Dukes/MacDonald, by Douglas C. Doll, pdn-2003-iss56-doll-a - Society of Actuaries - 3p
  • 2003 - SOA - North and South of the Border-Product Distinctions, rsa03v29n3130pd - Society of Actuaries - 22p
  • 2003 - SOA - Pension Plan Investment Strategies, rsa03v29n311pd - Society of Actuaries - 29p
  • 2003 - SOA - Sponsors' Risk Management and Fiduciary Risk, rsa03v29n2108pd - Society of Actuaries - 15p
  • 2003 - SOA - Statutory Valuation Interest Rates for Life Insurance and Annuity Products, pdn-2003-iss57-whittemore - Society of Actuaries - 2p
  • 2003 - SOA - The Discipline of Getting Things Done, rsa03v29n3119ts - Society of Actuaries - 19p
  • 2003 - SOA / LIMRA - U.S. Individual Life Persistency, research-2003-us-life-update - Society of Actuaries - 85p
  • 2003 - SOA - Variable Life-Product and Distribution Issues,  [LIRP],rsa03v29n18pd - Society of Actuaries - 28p
  • 2004 - SOA - Has the Illustrations Regulation Been Successful?, by Scott Witt, pdn-2004-iss60-witt - Society of Actuaries - 3p
  • 2004 - SOA - International Accounting Standards-Current Developments, rsa04v30n332of - Society of Actuaries - 24p
  • 2004 - SOA - International Financial Reporting Standards and Insurance, by Sam Gutterman, rsa-2004-iss53-gutterman - Society of Actuaries - 8p
  • 2004 - SOA - New Chinese Actuarial Regulation of Non-guaranteed Life Products, by Samuel Zhou, isn-2004-iss32-zhou - Society of Actuaries - 2p
  • 2004 - SOA - Product Actuaries-Watch out for Arbitrage, by Douglas Doll, pdn-2004-iss60-doll - Society of Actuaries - 2p
  • 2005 - SOA - 2005 Risks and Process of Retirement Survey, retirement-risk-survey-full-report - Society of Actuaries - 112p - Good Link as of 2025 11
  • 2005 - SOA - Annuity Risk Management Seminar, rsa05v31n114sem - Society of Actuaries - 23p
  • 2005 - SOA - A Strategic Analysis of the US Life Insurance Industry Part 1 Customers, by Narayan Shankar, str2005april - Society of Actuaries - [link]  
  • 2005 - SOA - A Strategic Analysis of The U.S. Life Insurance Industry Part II: Products, By Narayan Shankar, act-strategic - Society of Actuaries - [link]
  • 2005 - SOA - A Strategic Analysis of the U.S. Life Insurance Industry: A discussion of the state of competition within and the trends affecting the U.S. life insurance industry Part III, ast2005august - Society of Actuaries - [link]
  • 2005 - SOA - A Strategic Analysis of the US Life Insurance Industry Part IV: Life Insurance Company Business Model and Future Prospects, By Narayan Shankar, ast2005october - Society of Actuaries - [link]
  • 2005 - SOA - Credit Derivatives, rsa05v31n182pd - Society of Actuaries - 20p
  • 2005 - SOA - Determining Guideline Premiums for Fixed-Premium Universal Life Insurance Contracts, by John T. Adney, Brian G. King and Craig R. Springfield, ttn-2005-vol01-iss03-adney-king - Society of Actuaries - 6p
  • 2005 - SOA - Experience Rating, Helvering vs. Le Gierse, and COLI/BOLI Arrangements, by Kirk Van Brunt, ttn-2005-vol01-iss03-brunt - Society of Actuaries - 3p
  • 2005 - SOA - Life Settlements-Is There a Cause for Concern?, by Michael J. LeBoeuf, pdn-2005-iss62-leboeuf - Society of Actuaries - 3p
  • 2005 02 - SOA - Operational Risk, by Michel Rochette, The Actuary, ope2005february - Society of Actuaries - [link]
  • 2005 - SOA - Product Development Consideration for a Simplified Issue Product, by Edward Hui, stn0506 - Society of Actuaries - 24p
  • 2005 - SOA - Regarding Your Direct Response Office, by Pete Jacques & Ronald R. Neyer, As published in the Winter 2004 edition of LIMRA's MarketFacts Quarterly, ndn-2005-iss49-jacques-neyer - Society of Actuaries - 8p
  • 2005 - SOA - Term Mortality and Lapses, pdn-2005-iss62-dukes - Society of Actuaries - 5p
  • 2005 - SOA / LIMRA - U.S. Individual Life Persistency, us-indiv-life-persistency-report-final - Society of Actuaries - 49p
  • 2005 - SOA - Using the Win/Win Approach to Build Lasting Success - [Shane Chalke], by Richard J. Lauria, ssn-2005-iss17-lauria - Society of Actuaries - 3p
  • 2005 - SOA - What's Backing Your Life Insurance Guarantee?, by Carl Friedrich, wha2005february - [link]
  • 2005 - SOA - Where Did All the Mergers and Acquisitions Go?, rsa05v31n161pd - Society of Actuaries - 21p
  • 2006 - SOA - 1986-2002 Credit Risk Loss Experience Study: Private Placement Bonds, by the Private Placement Committee, report2002_20060418 - Society of Actuaries - 289p
  • 2006 - SOA - Influenza Pandemic: The Impact on an Insured Lives Life Insurance Portfolio, pub-influenza-the-impact-on-an-insured-lives-life-insurance-portfolio - Society of Actuaries - [link]
  • 2006 - SOA - Minimal Policyholder Behavior Format, research-05-07-ind-life-study-mini-pol - Society of Actuaries - 4p - Good Link as of 2025 11
  • 2007 - SOA - Highlights of the March, 2007 NAIC Life and Health Actuarial Task Force Meeting and Other NAIC Topics, By Ted Schlude, Jr. - SmallTalk, stn0706 - Society of Actuaries - 28p
  • 2007 0913 - SOA / Milliman - Interest Rate Hedging on Traditional Life and Health - A Research Project with the Society of Actuaries, rsrch-interest-rate-hedging - Society of Actuaries - 39p
  • 2007 09 - SOA - Taxing Times, Tax Uncertainty Swirls Around Principles-Based Reserves (p15), by Christian DesRochers, ttn-0907 - Society of Actuaries - 40p
  • 2007 12 - The Financial Reporter, frn-2007-iss71 - Society of Actuaries - 36p
  • 2007 - SOA -Treading into the Thicket: Federal Income Tax Implications of Principles Based Reserves, by Christian DesRochers and Douglas N. Hertz, apf0705_03 - Society of Actuaries - 86p
  • 2007 - SOA - Ultimate Life: What Individual Life Insurance Should Be and Could Be, by Robert E. Reuter, arch07v41n2_i - Society of Actuaries - 11p
  • 2007 - SOA - U.S. Individual Life Insurance Persistency Update: A Joint Study Sponsored by LIMRA International and the Society of Actuaries, research-2003-us-life-update - Society of Actuaries - 85p - https://www.soa.org/4937e7/globalassets/assets/files/research/exp-study/research-2003-us-life-update.pdf
  • 2008 - SOA - A Layman's Guide to Corporate-Owned Life Insurance, Rick Schnurr, apf-2008-08-schnurr - Society of Actuaries - 76p
  • 2008 - SOA - A New Approach for Managing Operational Risk: Addressing the Issues Underlying the 2008 Global Financial Crisis, /research-new-approach - Society of Actuaries - 91p
  • 2008 - SOA - Banks Sell Life Insurance? That's News to Me!, ndn-2008-iss58-leary - Society of Actuaries - [link]
    • Trends in Life Insurance Sales Through Banks, Source: The Kehrer-LIMRA Life Report - 1p
  • 2008 - SOA - Economic Capital for Life Insurance Companies, research-ec-report - Society of Actuaries - 63p
  • 2008 - SOA - Optional Federal Charter (OFC)-Another Acronym, Another Concern, By Norman E. HIll, stn-2008-iss31-hill-01 - Society of Actuaries - 5p
  • 2008 - SOA - Risk Management: The Current Financial Crisis, Lessons Learned and Future Implications, rm-essay-2008 - Society of Actuaries - 104p
  • 2008 - SOA - What Is a Robust Level of Risk Capital?, rm-essay-2008-rubin-shi - Society of Actuaries - 4p
  • 2009 - SOA - 2020 Life Insurance Company Success Story, by Max J. Rudolph, life-essay-2009-rudolph - Society of Actuaries - 3p
  • 2009 - SOA - A Primer on Credit Derivatives, mono-2009-m-as09-1-darcy - Society of Actuaries - 62p
  • 2009 - SOA - Credibility Theory Practices, research-cred-theory-pract - Society of Actuaries - 105p
  • 2009 - SOA - Have You Recently Considered Reviewing Your Marketing Mix? The UL Story, isn-2009-iss49-berrios - Society of Actuaries - 7p
  • 2009 - SOA - History of Mortgage Finance With an Emphasis on Mortgage Insurance, by Thomas N. Herzog, mono-2009-mfi09-herzog-history - Society of Actuaries  - 81p 
  • 2009 - SOA - Inequitable Life, isn-2009-iss47-cammidge - Society of Actuaries - 5p
  • 2009 - SOA - The Financial Crisis and Lessons for Insurers, research-2009-fin-crisis - Society of Actuaries - 94p
  • 2009 - SOA / LIMRA - U.S. Individual Life Persistency, 2009-us-life-persistency-report - Society of Actuaries - 84p
  • 2009 - SOA / LIMRA - U.S. Individual Life Persistency, 2009-13-us-ind-life-persistency-update-report - Society of Actuaries - 119p
  • 2009 - SOA - Section 988 Hedging Impacted by Economic Problems, By Biruta P. Kelly and Peter H. Winslow, tax-2009-vol5-iss2-kelly - Society of Actuaries - 10p
    • Eric Dinallo, CDS, New York
  • 2009 - SOA - Valuation of Life Insurance Liabilities on a Market-Consistent Basis: Experience from the United Kingdom, apf-2009-03-obrien - Society of Actuaries - 41p
  • 2009 - SOA - XXX Reserve Funding is Debt for Federal Tax Purposes, By Seth L. Rosen and Arthur C. Schneider, tax-2009-vol5-iss3-roesen - Society of Actuaries - 11p
  • 2009 - SOA - What's on the Shelf? A Proposal to Tax the Inside Buildup,  by Brian G. King, tax-2009-vol5-iss3-king-03 - Society of Actuaries - 5p

2000s soa 1 of 1

Society of Actuaries - 1970s

  • 1970 - SOA - Address of the President - Ernest J. Moorhead: Exception Bade Them Speak, tsa70v22pt1n6413 - Society of Actuaries - 8p
  • 1970 - SOA - Gross Premiums for the Term Insurance with Varying Benefits and Premiums, tsa70v22pt1n62ab3 - Society of Actuaries - 34p
  • 1970 - SOA - Report on the Work of the ALC-ILI-LII Committee on Life Insurance Costs, by E. J. Moorhead, tsa70v22pt2dn62ab2 - Society of Actuaries - 2p
  • 1971 - SOA - A Descent Into The Maelstrom Of The Insurance Future, by G.R. Dinney, The Actuary, act-1971-vol05-iss08-dinney - Society of Actuaries - 4p
  • 1971 - SOA - Digest of Discussion at Concurrent Sessions, tsa71v23pt2dn6710 - Society of Actuaries - 250p
    • 1971 -  SOA - Mutual Life Insurance Companies -- Their Objectives and Operating Philosophy, tsa71v23pt2dn6710 - Society of Actuaries - 250p
  • 1971 09 - The Viable Variable - Proceedings of the National Conference on Variable Life Insurance. Edited by Douglas G. Olson and Howard E. Winklevoss, Insurance Department, University of Pennsylvania, by Anna M. Rappaport, The Actuary, act7109 - Society of Actuaries - 
  • 1971 - SOA - The Actuaries Responsibilities to His Various Publics - Moderator: John Angle, tsa71v23pt2dn65 - Society of Actuaries - 12p
  • 1972 01 - SOA - Consumerism in Cincinnati, by Thomas Mitchell, The Actuary, act-1972-vol06-iss01-mitchell - Society of  Actuaries - 3p
  • 1972 - SOA - Life Insurance and the Buyer, by Anna Rappaport, act-1972-vol06-iss02-rappaport - Society of Actuaries - 2p-Article
  • 1972 - SOA - Transactions, tsa72v24pt2dn69ab5 - Society of Actuaries - 360p
  • 1973 - SOA - Actuaries and the Academy (p1), by EJM - E J. Moorhead, act7311 - Society of Actuaries - 8p
  • 1973 - SOA - A Ratio of Interest-Adusted Cost Indexed for the Comparison of Dissimilar Life Insurance Contracts, by Peter L.J. Ryall, tsa73v25pt1n72ab5 - Society of Actuaries - 28p
  • 1973 - SOA - Choice and Justification of an Interest Rate, by Irwin T. Vanderhoof, tsa73v25pt1n7317 - Society of Actuaries - 42p
  • 1973 - SOA - Digest of Discussion at Concurrent Sessions - 1973 SOA Annual Meeting, tsa73v25pt2dn734 - Society of Actuaries - 130p
    • This ... simply another manner of broadening the financial services of the life insurance agent. 
  • 1973 - SOA - Editorial by ACW (Andrew C. Webster), p2, The Actuary, act7302 - Society of Actuaries - 8p
    • 1973 - SOA - The Actuary, act-1973-vol07-iss02-webster - Society of Actuaries - 3p
  • 1973 - SOA - Investment Performance of Pension Plans, tsa73v25pt2dn736 - Society of Actuaries - 78p
  • 1973 - SOA - Price Disclosure and Cost Comparison, tsa73v25pt2dn72ab3 - Society of Actuaries - 186p
  • 1973 05 - SOA - The Actuary, act7305 - Society of Actuaries - 8p
  • 1974 - SOA - Consumerism and the Compensation of the Life Insurance Agent, by Anna Maria Rappaport, tsa74v26pt1n7620 - Society of Actuaries - 68p
  • 1974 - SOA - Digest of Discussion at Concurrent Session, tsa74v26pt2dn7610 - Society of Actuaries - 150p
  • 1974 - SOA - Expanding the Actuary's Horizons in the Management of Investments for Long-range Risks, tsa74v26pt2dn7612 - Society of Actuaries - 58p
  • 1974 - SOA - Independence of the Actuary, tsa74v26pt2dn7610 - Society of Actuaries - 150p
  • 1974 - SOA - Life Insurance and Consumerism, tsa74v26pt2dn75ab4 - Society of Actuaries - 160p
  • 1974 - SOA - Report of the Historian - Special Report, /tsa75v2721 - Society of Actuaries - 116p
  • 1974 03 - SOA - The Actuary, act7403 - Society of Actuaries - 6p
  • 1974 - SOA - The Future of the Actuarial Profession as Viewed in A.D. 1974, by John M. Bragg, tsa74v26pt1n7615 - Society of Actuaries - 74p
  • 1974 - SOA - Variable Premium Life Insurance,  by Ken E. Polk, /tsa74v26pt1n7618 - Society of Actuaries - 30p
  • 1975 - SOA - Address of the President: Actuaries and Academia - Charles L. Trowbridge, tsa75v272 - Society of Actuaries - 10p
  • 1975 - SOA - Insurance Company Regulation Resulting from Consumerism, rsa75v1n12 - Society of Actuaries -10p
  • 1975 - SOA - Ordinary--New Products, rsa75v1n15 - Society of Actuaries - 18p
  • 1975 - SOA - Relationship Of The Actuary To The Policyholder, rsa75v1n45 - Society of Actuaries - 30p
  • 1975 - SOA - Report of the Historian - Special Report, tsa75v2721 - Society of Actuaries - 116p
  • 1975 (originally) - SOA - The Universal Life Insurance Policy, by James C.H. Anderson, m-as99-3-01 - Society of Actuaries - 10p - G
  • 1976 - SOA - Adjustable Life Products, Moderator: Robert E. Hunstad, rsa76v2n44 - Society of Actuaries - 14p
  • 1976 - SOA - Agent's Compensation: Individual and Group Aspects, rsa79v5n49 - Society of Actuaries - 23p 
  • 1976 - SOA - Consumer/Consumerist Trends and their Actuarial Implications, rsa76v2n26 - Society of Actuaries - 20p
  • 1976 - SOA - Corporate Strategy and Resource Allocation, Moderator: E. Sydney Jackson Panelists: Stephen L. Brown, George R. Dinney, Ian Rolland, rsa76v2n111 - Society of Actuaries - 18p

  • 1976 - SOA - Cost Comparisons and Policy Language, rsa76v2n45 - Society of Actuaries - 16p

  • 1976 - SOA - Current Individual Life Insurance Topics, rsa76v2n32 - Society of Actuaries - 18p
  • 1976 - SOA - Economic Role of Life Insurance, rsa76v2n15 -  Society of Actuaries - 16p
  • 1976 - SOA - Individual Life Products, rsa76v2n14 - Society of Actuaries - 24p
  • 1976 - SOA - Individual Retirement Accounts, rsa76v2n47 -Society of Actuaries - 18p
  • 1976 - SOA - Introduction to the Dynamics of Pension Funding, tsa76v289 - Society of Actuaries - 38p
  • 1976 - SOA - Minutes of the Regional Meeting, tsa76v2817 - Society of Actuaries - 26p
  • 1976 - SOA - Pension Funding Vehicles, rsa76v2n311 - Society of Actuaries - 18p
  • 1976 - SOA - Policy Loans, rsa76v2n42 - Society of Actuaries - 26p
  • 1976 - SOA - Solvency Standards for Life Companies in the United States, Canada, and the United Kingdom, rsa76v2n110 - Society of Actuaries - 36p
  • 1976 - SOA - Toward Adjustable Individual Life Products, tsa76v2811 - Society of Actuaries, by Walter L. Chapin - 50p
  • 1976 - SOA - Trends in GAAP and Statutory Financial Statements, rsa76v2n28 - Society of Actuaries - 14p
  • 1977-1, NAIC Proceedings - Initial Expense Allowance - Attachment - Linkage of Nonforfeiture Values With Valuation Reserves - Prepared By The Society of Actuaries Special Committee on Nonforfeiture Values
  • 1977 - SOA - Actuarial Considerations in the Design of Term Products, rsa77v3n42 - Society of Actuaries - 12p
  • 1977 - SOA - Corporate Planning: Procedural Aspects, rsa77v3n18 - Society of Actuaries - 18p
  • 1977 - SOA - Cost Disclosure in Individual Life Insurance, RSA77V3N410 - Society of Actuaries - 18p
  • 1977 - SOA - Debate: "Resolved... The Life Insurance Business, as Transacted Today, is in it's Terminal Stages, rsa77v3n11 - Society of Actuaries - 14p
  • 1977 - SOA - Determination of the Value of a Life Insurance Company, rsa77v3n418 - Society of Actuaries - 14p
  • 1977 - SOA - Effective Product Management, rsa77v3n311 - Society of Actuaries - 12p
  • 1977 - SOA - Expense Formulas for Minimum Nonforfeiture Values, by Charles F.B. Richardson, tsa77v296 - Society of Actuaries - 34p
  • 1977 - SOA - Futurism, rsa77v3n414 - Society of Actuaries - 18p
  • 1977 - SOA - Investment Generations Revisited, Society of Actuaries, by J. Edwin Matz And Franklin E. Peters, tsa77v2910 - Society of Actuaries - 54p
  • 1977 - SOA - Investment Strategy and Planning, rsa77v3n110 - Society of Actuaries - 16p
  • 1977 - SOA - Marketing Strategy and Planning, rsa77v3n19 - Society of Actuaries - 14p
  • 1977 - SOA - Policy Loans and Equity, tsa77v294 - Society of Actuaries - 120p
  • 1977 - SOA - Post Fellowship Professional Development, rsa77v3n23 - Society of Actuaries - 10p
  • 1977 - SOA - Report of the Historian, tsa77v2913 - Society of Actuaries - 22p
  • 1977 - SOA - Surplus Needs of Life Insurance Companies, rsa77v3n420 - Society of Actuaries - 28p
  • 1978 - SOA - Actuarial Appraisal Valuations of Life Insurance Companies, by Samuel H. Turner, tsa78v305 - Society of Actuaries - 30p
  • 1978 - SOA - Adjustable Life Products, Moderator: Robert  D. Houge , rsa78v4n23, Society of Actuaries - 22p
  • 1978 - SOA - Adjustable Life Products, Moderator: Samuel H. Turner, rsa78v4n33 - Society of Actuaries - 14p
  • 1978 02 - SOA - AERF, The Actuary, act-1978-vol12-iss02-aerf - Society of Actuaries - 3p
  • 1978 - SOA - Capacity and Solvency -- The Outside Influence, rsa78v4n111 - Society of Actuaries - 20p
  • <WishList> - 1978 - SOA - Choice of Basis for Dividend Illustrations, by Russell R. Jensen - Society of Actuaries -  
    • Transactions of the Sociey of Actuaries, (Volume XXX, pp. 447-475) 
  • 1978 - SOA - Current Topics, rsa78v4n118 - Society of Actuaries - 14p
  • 1978 - SOA - Expense Assumptions, rsa78v4n112 - Society of Actuaries - 16p
  • 1978 - SOA - Persistency and Retention of Agents, rsa78v4n43 - Society of Actuaries - 16p
  • 1978 - SOA - Dividend Philosophy, rsa78v4n41 - Society of Actuaries - xxp
  • 1978 - Individual Annuities, rsa78v4n36 - Society of Actuaries - 16p
  • 1979 - SOA - EJM - 3-Part Series - Moss Report -1978 - GOV (House) - Life Insurance Marketing and Cost Disclosure
    • Part 1 - 1979 02 - SOA - Permutations and Computation, EJM, Ernest Moorhead, act-1979-vol13-iss02-moorhead - Society of Actuaries - 3p
    • Part 2 - 1979 06 - SOA - The U.S. Government Cost Disclosure Report, EJM, Ernest Moorhead, act-1979-vol13-iss06-moorhead-b - Society of Actuaries - 2p
    • Part 3 - 1979 11 - SOA - The Oversight Subcommittee Report: Marketing and Cost Disclosure, by EJM, Ernest Moorhead, act-1979-vol13-iss09-moorhead-c - Society of Actuaries - 2p
  • 1979 - SOA - Adjustable Life Expense Allowances Under The Commissioners Reserve Valuation Method, by Solomon Goldfinger, tsa79v316 - Society of Actuaries - 36p
  • 1979 - SOA - Cost Disclosure (Moss Report), rsa79v5n45 - Society of Actuaries - 18p
    • 1. Status of required cost disclosure in the United States.
    • 2. Recent commentary on cost disclosure - Moss Committee Report of 1978, Jacoby Study of 1979, and Federal Trade Commission Report of 1979.
    • 3. Elements of a good disclosure system as viewed by the agent, the consumer, and the company
  • 1979 - SOA - Discussion of the Preliminary Report of the Committee on Valuation and Related Problems, rsa79v5n114 - Society of Actuaries - 44p
  • 1979 - SOA - Future Trends and Current Developments in Individual Life Products, rsa79v5n44, Society of Actuaries - 24p 
  • 1979 - SOA - Marketing Systems, rsa79v5n18 - Society of Actuaries - 18p
  • 1979 - SOA - Nonparticipating Adjustable Individual Life Policies, tsa79v3114 - Society of Actuaries - 32p
  • 1979 - SOA - Permutations and Computations, by E. J. Moorhead, (Moss Report), act-1979-vol13-iss02-moorhead - Society of Actuaries - 3p
  • 1979 10 - SOA - Putting Flesch to the Test, by David H. Raymond, The Actuary, act-1979-vol13-iss08-raymond - Society of Actuaries - 3p
  • 1979 - SOA - Selected Individual Life Topics, rsa79v5n13 - Society of Actuaries - 20p
  • 1979 - SOA - The Adjustable Life Decisions, rsa79v5n14 - Society of Actuaries - 18p
  • 1979 - SOA - The Actuary Revealed, by George R. Dinney, The Actuary, act-1979-vol13-iss03-dinney - Society of Actuaries - 5p
  • Adjustable Life, Minimum Deposit Term, Variable Life
  • New Money (Investment Generation Method) vs Portfolio Rates, New Companies,
  • NAIC Life Insurance Solicitation Model Regulation, NAIC Replacement Regulation, Manipulation Issue 
  • GOV - Hart, Moss, Stone, Metzenbaum, FTC
  • Actuaries - Moorhead, Trowbridge, Chapin, Dinney,
  • Academics - Dorfman, Belth, Mehr

1970s soa 1 of

1980s - SOA - Society of Actuaries

  • Target Premium, Guideline Level Premium, Guideline Level Premium
  • TEFRA, DEFRA, TAMRA
  • ACLI - Tony Spano, WilliamTozer, Gary Hughes
  • Actuaries - Chalke, Desrochers, Walter Miller
  • GOV - Pete Stark
  • Robert Beck (Prudential)
  • Ardian Gill:  I have a suggestion for Mr. Richards on his product and the scorekeeping of it.
    • This comes from a paper by Mr. Maurice Levita, which is in the proceedings of the Conference of Actuaries.
    • Maurice suggested some years ago that this type of product could be very simply administered by treating each premium as buying extended term insurance.
    • And each succeeding premium, if there is one, extends the term or if the face amount is increased, it might reduce the term or otherwise adjust it.

1980 - SOA - Product Innovation - Response to Consumer Needs in the 1980's, The Society of Actuaries - 14p

 <WishList> - "a paper by Mr. Maurice Levita, which is in the proceedings of the Conference of Actuaries

  • 1980 - SOA - An Extension of the NAIC System for Life Insurance Cost Comparisons, by Charles L. Trowbridge, tsa80v3212 - Society of Actuaries - 42p
  • 1980 - SOA - Applications of Game Theory To The Insurance Business, rsa80v6n318 - Society of Actuaries - 4p
  • 1980 - SOA - Dividend Philosophy, Committee on Dividend Philosophy, rsa80v6n418 - Society of Actuaries - 18p
  • 1980 - SOA - Effect of Governmental Actions and Consumerism on Product Design and Pricing of the Future, rsa80v6n113 - Society of Actuaries - 26p

  • 1980 - SOA - Impact of the 1980's on the Financial Position of Stock Companies, rsa80v6n14 - Society of Actuaries - 18p

  • 1980 - SOA - Insurance Regulation and Legislation, rsa80v6n39 - Society of Actuaries - 20p
  • 1980 - SOA - Insurance Regulation and Legislation, rsa80v6n25 - Society of Actuaries - 24p
  • 1988 - SOA - Interest Rate Scenarios, Merlin F. Jetton, tsa88v40pt114 - Society of Actuaries - 54p
  • 1980 - SOA - Investment Policies of Life Insurance Companies, rsa80v6n313 - Society of Actuaries - 20p
  • 1980 - SOA - Meeting Recap, rsa80v6n116 - Society of Actuaries - 18p
    • A - 1980 - SOA - Assessment of Today's Marketing Distribution Systems, rsa80v6n115 -  Society of Actuaries - 18p
    • B - 1980 - SOA - Pricing Technologies for the 1980's, rsa80v6n17 - Society of Actuaries - 22p
    • C - 1980 - SOA - Effect of Taxation in the 1980's, rsa80v6n18 - Society of Actuaries - 22p
    • D - 1980 - SOA - The Future of Permanent Life Insurance, rsa80v6n19 - Society of Actuaries - 28p
    • E - 1980 - SOA - Risk Classification in the 1980's, rsa80v6n110 - Society of Actuaries - 20p
    • F - 1980 - SOA - Successful Distribution Systems of the Future, rsa80v6n114 - Society of Actuaries - 18p
    • G - 1980 - SOA - The Future of Single Premium Life Insurance and Annuities, rsa80v6n15 - Society of Actuaries - 16p
    • H - 1980 - SOA - Nonforfeiture and Valuation Concerns in the 1980's, rsa80v6n111 - Society of Actuaries - 16p
    • I - 1980 - SOA - Effect of Governmental Actions and Consumerism on Product Design and Pricing of the Future, rsa80v6n113 - Society of Actuaries - 26p
    • J - 1980 - SOA - Product Innovation --- Response to Consumer Needs in the 1980's, rsa80v6n112 - Society of Actuaries - 14p
    • K - 1980 - SOA - Impact of the 1980's on the Surplus Distribution Practices of Mutual Companies, rsa80v6n16 - Society of Actuaries - 18p
    • L - 1980 - SOA - Impact of the 1980's on the Financial Position of Stock Companies, rsa80v6n14 - Society of Actuaries - 18p
  • 1980 - SOA - New and Proposed Valuation and Nonforfeiture Standards for Individual Insurance, rsa80v6n415 - Society of Actuaries - 16p
  • 1980 - SOA - New Mathematical Laws of Select and Ultimate Mortality, tsa80v327 - Society of Actuaries - 66p
  • 1980 - SOA - Nonforfeiture and Valuation Concerns in the 1980's, rsa80v6n111 - Society of Actuaries - 16p
  • 1980 - SOA - Nonparticipating Life Products with Nonguaranteed Premiums, rsa80v6n22 - Society of Actuaries - 18p
  • 1980 - SOA - Non-Participaring Life Products with Non-Guaranteed Premiums, rsa80v6n32 - Society of Actuaries - 22p
  • 1980 - SOA - Premiums and Dividends -- Participating Insurance, rsa80v6n31 - Society of Actuaries - 26p
  • 1981 - SOA - Patterns in Persistency, tsa81v3310 - Society of Actuaries - 18p
  • 1980 - SOA - Pricing a Select and Ultimate Annual Renewable Term Product, by Jeffery Dukes & Andrew M. MacDonald, tsa80v3216 - Society of Actuaries - 38p
  • 1980 - SOA - Product Innovation: Response to Consumer Needs in the 1980's, rsa80v6n112 - Society of Actuaries - 14p
  • 1980 - SOA - Risk Classification, rsa80v6n312 - Society of Actuaries - 18p
  • 1980 - SOA - States Club Examines Future of Life Insurance Delivery, by Ira L. Boyle, act-1980-vol14-iss10-boyle - Society of Actuaries - 2p
  • 1980 09 - SOA - TEKEL (Dan. 5:27) - by David H. Raymond, The Actuary, act8009 - Society of Actuaries - 8p
  • 1980 - SOA - The Federal Trade Commission (FTC) Report, rsa80v6n26 - Society of Actuaries - 8p
  • 1980 - SOA - The Federal Trade Commission (FTC) Report, rsa80v6n316 - Society of Actuaries - 16p
  • 1980 - SOA - The Future of Permanent Life Insurance, rsa80v6n19 - Society of Actuaries - 28p
  • 1980 - SOA - The Wisconsin Imbroglio, act-1980-vol14-iss05-wisconsin - Society of Actuaries - 3p
  • 1980 - SOA - Treatment of Existing Life Insurance Policyholders in Times of Rapidly Changing Economic Conditions, rsa80v6n42 - Society of Actuaries - 16p
    • Dale R. Gustafson - The first part of our program today will be a discussion of the paper describing the Northwestern Mutual Program of "Updating Existing Life Insurance Policies" written by Thomas E. Dyer, James J. Murhpy and James F. Reiskytl
  • 1980 - SOA - Updating Existing Life Insurance Policies, by Thomas E. Dyer, James J. Murphy, And James F. Reiskytl, tsa80v3218 - Society of Actuaries - 52p
    • This paper describes the technique used by Northwestern Mutual to increase the reserve interest rate of previously issued business to the level being used for new business as permitted by current law.
    • As a result of this change, the company can provide increased insurance benefits to policyholders, save federal income taxes, and use those savings to benefit policyholders
  • 1981 - SOA - Address of the President: Robin B. Leckie - Actuarial Soundness, tsa81v333 - Society of Actuaries - 10p
  • 1981 - SOA - An Expanded Financial Structure For Ordinary Dividends, By Donald D. Cody, tsa81v3315 - Society of Actuaries - 54p
  • 1981 - SOA - Asset Management for an Insurance Company, rsa81v7n45 - Society of Actuaries - 14p
  • 1981 - SOA - Changes in Life Insurance Laws and Regulations: What Do We Need and How Can We Get it?, rsa81v7n421 - Society of Actuaries - 18p
  • 1981 - SOA - Congressional Seat Appointment, by EJM - E J. Moorhead, The Actuary - act-1981-vol15-iss07-bittel - 3p-page 7
  • 1981 - SOA - Current Topics: Canadian Insurance, rsa81v7n411 - Society of Actuaries - 26p
  • 1981 - SOA - Detecting Possible Manipulations, Moderator: Julius Vogel, Panelist: Walter N. Miller, rsa81v7n42 - Society of Actuaries - 12p
  • 1981 - SOA - Effective Use of Capital, rsa81v7n14, Society of Actuaries - 26p
  • 1981 - SOA - Effective Use of Capital, rsa81v7n312, Society of Actuaries - 24p
  • 1981 - SOA - Equity for Existing Policyowners, rsa81v7n414 -  Society of Actuaries - 24p
  • 1981 - SOA - Federal Income Tax: United States, rsa81v7n420, Society of Actuaries - 16p
  • 1981 01 - SOA - Financial Hazards of the Cash Value Life Insurance Business, by EJM, Ernest J. Moorhead, The Actuary, act-1981-vol15-iss01-moorhead-b - Society of Actuaries - 2p
  • 1981 - SOA - Indexed Coverages for Individual Contracts, rsa81v7n41 - Society of Actuaries - 26p
  • 1981 - SOA - Individual Life Insurance Cost Disclosure Issues, rsa81v7n29 - Society of Actuaries - 22p
  • 1981 - SOA - Insurance Company Growth, tsa81v3313 - Society of Actuaries - 50p
  • 1981 - SOA - Insurance Regulation Policy Issue -- Federal vs. State, rsa81v7n211 - Society of Actuaries - 14p
  • 1981 09 - SOA - Is Universal Life Here to Stay?, by John F. Fritz - The Actuary, act-1981-vol15-iss07-dinney - Society of Actuaries - 2p
  • 1981 - SOA - Life (and Casuality) Company Organization for the 1980s, rsa81v7n13 - Society of Actuaries - 22p
  • 1981 11 - SOA - More on Universal Life, The Actuary, act-1981-vol15-iss09-moorhead-f - Society of Actuaries - 3p
  • 1981 - SOA - Subcommittee on Cost Comparisons - Universal Life, rsa81v7n41 - Society of Actuaries - 16p 
  • 1981 11 - SOA - The Actuary, act-1981-vol15-iss09-moorhead-e - Society of Actuaries -  p6
  • 1984 09 - SOA - The Case for Policies Without Guaranteed Cash Values, by Lorne Campbell, The Actuary, act-1984-vol18-iss07-campbell - Society of Actuaries - 3p
  • 1981 - SOA - The Future of Permanent Life Insurance, rsa81v7n12 - Society of Actuaries - 22p
  • 1981 - SOA - The Future of Permanent Life Insurance, rsa81v7n36 - Society of Actuaries - 22p
    • Semantic Question - Universal Life - Permanent
  • 1981 - SOA - The Impact of Inflation on Insurance and Annuity Reserve Valuation: The C-3 Risk, rsa81v7n46 - Society of Actuaries - 44p
  • 1981 - SOA - The Life Insurance Business---The View of Consumerists, Daphne Bartlett (Moderator), rsa81v7n17 - Society of Actuaries - 16p
  • 1981 - SOA - The Life Insurance Business--The View of Consumerists, Daniel F. Case (Moderator), rsa81v7n38 - Society of Actuaries - 18p
  • 1981 - SOA - Universal Life, Samuel H. Turner, Ben H. Mitchell (Moderators), rsa81v7n412 - Society of Actuaries - 16p 
  • 1981 12 - SOA - Universal Life in the U.K.?, by Seamus Creedon, act8112 - Society of Actuaries - 8p
  • 1981 - SOA - Who Conceived this Instrument? - [Universal Life Insurance], by EJM, Ernest J. Moorhead (Jack), The Actuary, act-1981-vol15-iss07-dinney - Society of Actuaries - 2p
  • 1982 - SOA - Actuarial Aspects of the Changing Canadian Demographic, by Robert L. Brown, tsa82v3415 - Society of Actuaries - 26p
  • 1982 - SOA - 16th Actuarial Research Conference - Computers: The State of the Art and it's Implications for the Actuarial Profession, arch82v12  - Society of Actuaries- 5p
  • 1982 - SOA - Diversification of Life Insurance Companies, rsa82v8n318 - Society of Actuaries - 20p
  • 1982 - SOA - EDITORS' COMMENTS, arch82v11 - Society of Actuaries - 4p
  • 1982 - SOA - Future Dividend Philosophy, rsa82v8n37 - Society of Actuaries - 22p
  • 1982 - SOA - Investment Vehicles to Cope with Inflation, rsa82v8n115 - Society of Actuaries - 24p
  • 1982 - SOA - Is There a Future for Traditional Society of Actuaries Meetings?, rsa82v8n410 - Society of Actuaries- 18p
  • 1982 - SOA - Life Insurance as a Game, by G.R. Dinney, The Great-West Life Assurance Co, arch82v120 - Society of Actuaries - 30p
  • <WishList> - 1982b - Dinney, G. R. - "Product innovation in individual life insurance" - Society of Actuaries Seminars
  • 1982 03 - SOA - Questions About Life Insurance: Editorial, by EJM - E J. Moorhead, The Actuary, act-1982-vol16-iss03-moorhead-b - Society of Actuaries - 2p
  • 1982 - SOA - Programs to Conserve Traditional Life Insurance Policies, rsa82v8n25 - Society of Actuaries - 18p
  • 1982 - SOA - Tax Parity for Individual Life Insurance Products, rsa82v8n319 - Society of Actuaries - 22p
  • 1982 - SOA - The Experience of Living Under Sustained Inflation, rsa82v8n19 - Society of Actuaries - 18p
  • 1982 - SOA - The Financial Services Industry And Its Responses To Inflation And Deregulation, rsa82v8n18 - Society of Actuaries - 36p 
  • 1982 - SOA - The Financial Risk to Life Insurance Companies from Changes in Interest Rates, rsa82v8n13 - Society of Actuaries - 56p
  • 1982 - SOA - The Universal Life Update, rsa82v8n22 - Society of Actuaries - 16p
    • Current questions, derived from survey responses from fifty Universal Life experts will be discussed.
  • 1982 - SOA - Universal Life - Three Difference Viewpoints: Stock, Mutual, Canadian, rsa82v8n49 - Society of Actuaries - 26p
  • 1982 - SOA - Universal Life, rsa82v8n111 - Society of Actuaries - 14p
  • 1982 - SOA - Universal Life Update, rsa82v8n34 - Society of Actuaries - 26p
    • Current questions, derived from survey responses from fifty Universal Life experts will be discussed.
  • 1982 - SOA - U.S. Federal Income Taxes, rsa82v8n425 - Society of Actuaries - 20p
  • 1983-84 - President, SOA, Society of Actuaries - Dwight K. Bartlett
  • 1983 02 - SOA - (A5) Task Force Considers Universal Life Model Bill, NAIC Report by Bill Hager, The Actuarial Update, Feb1983-AU - Society of Actuaries - 8p
  • 1983 - SOA - Agency Strategies for Marketing Success, rsa83v9n419 - Society of Actuaries - 20p
  • 1983 - SOA - Disintermediation, Investment Strategy and Product Design, rsa83v9n29 - Society of Actuaries - 22p
  • 1983 - SOA - Flexible Premium Variable Life, rsa83v9n49 - Society of Actuaries - 20p
  • 1983 - SOA - Futurism - An Art and a Science, rsa83v9n113 - Society of Actuaries - 22p
  • 1983 - SOA - Individual Life Insurance, rsa83v9n117 - Society of Actuaries - 22p
  • 1983 - SOA - Individual Life Insurance Retention and Replacement Strategies, rsa83v9n417Society of Actuaries - 24p
  • 1983 10 - SOA - New South Life: The Sequel, Ed. Note: This Contributors Identification is known to the Editor, The Actuary, act8310 - Society of Actuaries - 8p
  • 1983 - SOA - Product Unbundling Strategies, rsa83v9n18 - Society of Actuaries - 14p
  • 1983 09 - SOA - Replacements Discussed at Canadian Institute, by Michael B. McGuinness, The Actuary, act-1983-vol17-iss07-mcguinness - Society of Actuaries - 2p
  • 1983 - SOA - Segmentation of Insurance Company General Accounts, by James A. Attwood and Carl R. Ohman, tsa83v3520 - Society of Actuaries - 38p
  • 1983 - SOA - Self-Insurance and Captives, rsa83v9n15 - Society of Actuaries - 18p
  • 1983 - SOA - Society Research Affecting the Valuation Actuary, rsa83v9n414 - Society of Actuaries - 28p
  • 1983 - SOA - Strategic Tax Planning, rsa83v9n122 - Society of Actuaries - 8p
  • 1983 - SOA - Steps in Creating Study Notes - act-1983-vol17-iss04-gutterman, by Sam Gutterman - Society of Actuaries - p
  • 1983 - SOA - Surplus Distribution and Allocation for New and Inforce Policies, rsa83v9n316 - Society of Actuaries - 22p
  • 1983 09 - SOA - Replacements Discussed at Canadian Institute, by Michael B. McGuinness, The Actuary, act-1983-vol17-iss07-mcguinness - Society of Actuaries - 2p
  • 1983 12 - SOA - The Actuary - act-1983-vol17-iss10-angle - Society of Actuaries
  • 1983 - SOA - The Future of Whole Life Insurance--A Debate, rsa83v9n48 - Society of Actuaries - 24p
  • 1983 06 - SOA - The New South Life Case, EJM (Ernest J Moorhead (Jack)) Editorial - The Actuary, act-1983-vol17-iss06-moorhead-a - Society of Actuaries - 2p
    • 1983 10 - SOA - New South Life: The Sequel, Ed. Note: This Contributors Identification is known to the Editor, The Actuary, act8310 - Society of Actuaries - 8p
  • 1983 - SOA - Two Enhancements to Investment-Year Allocations of Income, by Barry T. Allen, tsa83v3512 - Society of Actuaries - 10p
  • 1983 - SOA - Universal Life, rsa83v9n212 - Society of Actuaries - 24p
  • 1983 - SOA - Universal Life, rsa83v9n32 - Society of Actuaries - 22p
  • 1983 - SOA - Universal Life and Indeterminate Premium Products and Policyholder Dividends, by Thomas G. Kabele, tsa83v359 - Society of Actuaries - 96p
  • 1983 - SOA - Universal Life Valuation and NonForfeiture: A Generalized Model, by Shane A. Chalke and Michael Davlin, tsa83v3510 - Society of Actuaries - 72p
  • 1983 - SOA - U.S. Federal Income Tax, rsa83v9n320 - Society of Actuaries - 14p
  • 1984 - SOA - 1985-86 Long-term Ordinary Lapse Survey in the United States, Report of the Life Insurance Marketing and Research Association, tsr849 - Society of Actuaries - 14p
  • 1984 - SOA - Annuities for Individuals, rsa84v10n213 - Society of Actuaries - 24p
  • 1984 - SOA - Changes in the Canadian Regulatory Framework for Life Insurance, rsa84v10n4a7 - Society of Actuaries - 36p
  • 1984 - SOA - Deregulation of Financial Industries, rsa84v10n221 - Society of Actuaries -  30p 
  • 1984 - SOA - Dividend Philosophy, rsa84v10n122 - Society of Actuaries - 14p
  • 1984 - SOA - Distribution Systems for Investment-oriented Products, rsa84v10n316 - Society of Actuaries - 22p
  • 1984 - SOA - Federal Income Tax, rsa84v10n12  - Society of Actuaries - 24p
  • 1984 - SOA - Financial Futures and Options, rsa84v10n35 - Society of Actuaries - 28p
  • 1984 - SOA - Financial Reporting for New Generation Life and Annuity Products, rsa84v10n219 - Society of Actuaries - 22p
  • 1984 - SOA - High Drama on the Dividend Front, by Ardian Gill, The Actuary, act-1984-vol18-iss05-gill - Society of Actuaries - 4p
  • 1984 - SOA - Ideas for Potential Authors, by Robert B. Likins, act-1984-vol18-iss07-likins - Society of Actuaries - 3p
  • 1984 - SOA - Individual Term Portfolio Management, rsa84v10n4a5 - Society of Actuaries - 22p
  • 1984 - SOA - NAIC Update, rsa84v10n222 - Society of Actuaries - 24p 
  • 1984 - SOA - Non-Traditional Life Insurance Products--Canada, RSA84V10N4A3 - Society of Actuaries - 28p
  • 1984 - SOA - Options and Futures -- A Teaching Session, rsa84v10n13, Society of Actuaries - 26p
  • 1984 - SOA - Rear End Loaded Funds, rsa84v10n4a10 - Society of Actuaries - 22p
  • 1984 - SOA - Sketches of Early North American Actuaries, tsa84v3614 - Society of Actuaries - 48p
  • 1984 03 - SOA - The Actuary, act8403 - Society of Actuaries - 8p
  • 1984 09 - SOA - The Case for Policies Without Guaranteed Cash Values, by Lorne Campbell, The Actuary, act-1984-vol18-iss07-campbell - Society of Actuaries - 3p
  • 1984 - SOA - Unisex - An Update, rsa84v10n215 - Society of Actuaries - 14p
  • 1984 - SOA - Variable Universal Life, rsa84v10n4b12 - Society of Actuaries -  22p
  • 1985 - SOA - Actuarial Opinions On Asset-Liability Matching, rsa85v11n4b13 - Society of Actuaries - 24p
  • 1985 - SOA - Actuarial Pricing Assumptions in a Volatile Environment, rsa85v11n16 - Society of Actuaries - 32p
  • 1985 - SOA - Federal Income Taxes -- Insured and Annuitant Perspective, rsa85v11n4a16 - Society of Actuaries - 18p
  • 1985 - SOA - Marketing Insurance Products Through Banks and Savings and Loans, rsa85v11n4a7, Society of Actuaries - 24p
  • 1985 - SOA - Measuring the Interest Rate Risk, by Paul R. Milgrom, tsa85v379 - Society of Actuaries - 62p
  • 1985 - SOA - New Product Accounting Alternatives, rsa85v11n4b9 - Society of Actuaries - 26p
  • 1985 - SOA - Options on Bonds and Applications to Product Pricing, tsa85v375 - Society of Actuaries - 56p
  • 1985 - SOA - Regulation of Reinsurance, rsa85v11n4a14 - Society of Actuaries - 22p
  • 1985 - SOA - Single Premium Deferred Annuities and Single Premium Whole Life Products, rsa85v11n4a9 - Society of Actuaries - 24p
  • 1985 - SOA - Universal Life Cash Flow Analysis - A Case Study - Michael Tuohy: Tillinghast, Nelson and Warren - Statement of Actuarial Opinion, Statutory Annual Statement of the Mismatch Life Insurance Company for the Year Ended December 31, 1990, Society of Actuaries - 11p
  • 1985 - SOA - United States Life Insurance Tax Law, rsa85v11n318 - Society of Actuaries - 58p
  • 1985 - SOA - Variable Life Insurance in Canada and the United States, rsa85n11n36 - Society of Actuaries - 24p
  • 1985 - SOA - Variable Universal Life Insurance, rsa85v11n15 - Society of Actuaries - 22p
  • 1986 - SOA - Address of the President, Richard S. Robertson: The Sad State of Actuarial Education in the United States, tsa86v383 - Society of Actuaries - 6p
  • 1986 - SOA - American Academy of Actuaries Committee on Principles and Practices for Dividends and Other Non-Guaranteed Elements, rsa86v12n219 - Society of Actuaries - 22p
  • 1986 - SOA - Corporate Modeling and Forecasting (Practical Aspects of the Valuation Actuary Recommendations), rsa86v12n212 - Society of Actuaries - 42p
  • 1986 - SOA - Determination of Appropriate Surplus Levels, rsa86v12n25 - Society of Actuaries - 46p
  • 1986 - SOA - Guaranty Funds, rsa86v12n310 - Society of Actuaries - 22p
  • 1986 - SOA - Individual Life Insurance Retention and Replacement Strategies, rsa83v9n417 - Society of Actuaries - 24p
  • 1986 - SOA - Looking to the Future of Life Insurance, rsa86v12n4a1 - Society of Actuaries - 14p
  • 1986 - SOA - Market Value Adjusted Products, rsa86v12n29 - Society of Actuaries - 22p
  • 1986 - SOA - Market Value Adjusted Products, rsa86v12n33 - Society of Actuaries - 34p
  • 1986 - SOA - Market Value Adjusted Products, rsa86v12n4b3, Society of Actuaries - 30p
  • 1986 - SOA - Organizing the Product Development Function, rsa86v12n216 - Society of Actuaries - 46p
  • 1986 - SOA - Overview of the Lobbying Process, rsa86v12n36 - Society of Actuaries - 18p
  • 1986 - SOA - New Forms of Agency Compensation -- Impact On Product Design And Company Profitability, rsa86v12n4a15 - Society of Actuaries - 42p
  • 1986 - SOA - The Liability Crisis - Editorial, Charles L. Trowbridge, act-1986-vol20-iss05-trowbridge - Society of Actuaries - 2p
  • 1986 - SOA - What Have We Done to Ourselves? A Discussion of Current Pricing Philosophy, rsa86v12n4a8 - Society of Acturies - 36p
  • 1986 - SOA - Variable Life/Fixed and and Fexible Premium, rsa86v12n214 - Society of Actuaries - 38p
  • 1987 - SOA - VASP - Current Research and Alternative Technologies - VASP873 - Society of Actuaries - 66p
    • ARNOLD A. DICKE: Up to this point, we have discussed one particular approach to valuation of interest-sensitive liabilities. Next, we will consider alternative valuation approaches.
  • 1987 - SOA - A Comparison of Alternative Generally Accepted Accounting Principles (GAAP) Methodologies for Universal Life, by S. Michael Mclaughlin, tsa87v398 - Society of Actuaries - 46p
  • 1987 - SOA - Contracts With Nonguaranteed Charges: IASB Recommendations And Annual Statement Requirements, rsa87v13n4b3 - Society of Actuaries - 34p
  • 1987 - SOA - Investment-Oriented Products, rsa87v13n215 - Society of Actuaries - 38p
  • 1987 - SOA - Life Insurance Transformations, by Douglas A. Eckley, tsa87v395 - Society of Actuaries - 22p
  • 1987 - SOA - Methods of Underwriting and Considerations In Pricing, rsa87v13n212 - Society of Actuaries - 40p
  • 1987 04 - SOA - NAIC Update, by Stephen G. Kelllson, The Actuarial Update - April-1987-Actuarial-Update - Society of Actuaries - p6 / 4 - 6p
  • 1987 - SOA - New Investments and New Investment Strategies, rsa87v13n35 - Society of Actuaries - 48p
  • 1987 01 - AAA - Non-Guaranteed Promises: A New Standard of Practice, by William T. Tozer, Actuarial Update, Society of Actuaries -  8p-G
    • William T. Tozer chairs the Subcommittee on Dividends and Other NonGuaranteed Elements of the Life Committee of the IASB
  • 1987 - SOA - Obituary - 
  • 1987 - SOA - Pricing and the Statement of Actuarial Opinion, rsa87v13n21 - Society of Actuaries - 36p
  • 1987 - SOA - Product Development Process -- Bringing New Products To Market Quickly And Efficiently, rsa87v13n4a15 - Society of Actuaries - 22p
  • 1987 - SOA - Quantifying The C-1 Risk (Defaults in Fixed Dollar Investments and Market Value Changes in Equity Investments), rsa87v13n320 -  Society of Actuaries - 32p
  • 1987 - SOA - Quantifying The C-2 Risk (Premium Insufficiencies, Including Increasing Claims and Expenses), rsa87v13n311  -Society of Actuaries - 32p
  • 1987 - SOA - Regulatory Update, rsa87v13n216 - Society of Actuaries - 26p
  • 1987 - SOA - Reinsurance from the Regulator's Point of View, rsa87v13n4b17 - Society of Actuaries - 38p
  • 1987 - SOA - Research of the Committee on Valuation and Related Areas. rsa87v13n4b11 - Society of Actuaries - 28p
  • 1987 - SOA - Risk is Your Enemy Speaker: Fred Carr, rsa87v13n31 - Society of Actuaries - 20p
  • 1987 - SOA - Risks of Lapse-Supported Products, rsa1987v13n4a12 - Society of Actuaries - 46p
  • 1987 - SOA - Single Premium Life and Annuity Products, rsa87v13n4b4 - Society of Actuaries - 22p
  • 1987 - SOA - Single-Premium Whole Life Insurance (SPWL), by Gary E. Dahlman, act-1987-vol21-iss09-huntington - Society of Actuaries - 3p
  • 1987 - SOA - Sources of Capital for Investment and New Business, rsa87v13n318 - Society of Actuaries - 42p
  • 1987 05 - SOA - The Actuary, act-1987-vol21-iss05-trowbridge - Society of Actuaries - 2p
  • 1987 - SOA - The Flexible Compensation Market, rsa87v13n220 - Society of Actuaries - 24p
  • 1987 - SOA - The Future of the. Actuary/The Actuary of the Future, by Gary Corbett, act-1987-vol21-iss09-corbett - Society of Actuaries - 2p
  • 1987 - SOA - Value of the Actuary, act-1987-vol21-iss05sup-rappaport - Society of Actuaries - 3p
  • 1987 - SOA - What the Regulators Need, by John o. Montgomery, California Department of Insurance, arch87v29 - Society of Actuaries - 11p
  • 1988 - SOA - Actuarial Opinion on Non-Guaranteed Elements, rsa88v14n316 - Society of Actuaries - 12p
  • 1988 - SOA - Algorithms for Cash-Flow Matching, /tsa88v40pt115 - Society of Actuaries - 8p
  • 1988 - SOA - Applications of Operations-Research Technique in Insurance, Arnold F. Shapiro, arch88v27 - Society of Actuaries - 16p
  • 1988 - SOA - Are Current Illustrations Supportable?, rsa88v14n25 - Society of Actuaries - 20p
  • 1988 - SOA - Current Topics For Individual Life And Annuity Product Development, rsa88v14n216 - Society of Actuaries - 16p
  • 1988 - SOA - Dear Editor: Life Insurance Sales Illustrations - A Call to Action, by Daphne Bartlett, The Actuary, act-1988-vol22-iss06-emory - Society of Actuaries - 2p
    • 1988 11 - SOA - The Actuary, act8811 - Society of Actuaries - 16p
  • 1988 - SOA - Financial Guarantees, rsa88v14n4b13 - Society of Actuaries - 22p
  • 1988 - SOA - Group Universal Life Product, rsa88v14n114 - Society of Actuaries - 22p
  • 1988 - SOA - Guaranteed Returns - A Tragedy of the Commons!, by Donald R. Sondergeld, The Actuary, act-1988-vol22-iss07-sondergeld - Society of Actuaries - 4p
  • 1988 - SOA - Interest Rate Scenarios, Merlin F. Jetton, tsa88v40pt114 - Society of Actuaries - 54p
  • 1988 09 - SOA - Isn't it time we had some principles?, by R. Stephen Radcliffe, The Actuary, act-1988-vol22-iss08-radcliffe - Society of Actuaries - 2p
  • 1988 - SOA - Junk Assets, by Donna Claire, The Actuary, act-1988-vol22-iss04-claire - Society of Actuaries - 3p
  • 1988 - SOA - Repricing Considerations -- In Force Blocks of Business, rsa88v14n32 - Society of Actuaries - 20p
  • 1988 - SOA - Securitization of Policy Loans, rsa88v14n313 - Society of Actuaries - 30p
  • 1988 - SOA - The Definition of Life Insurance Under Section 7702 of the Internal Revenue Code, by Christian J. Desrocher, tsa88v40pt19 - Society of Actuaries - 56p
  • 1988 - SOA - The Future Economy, rsa88v14n38 - Society of Actuaries - 24p
  • 1988 12 - SOA - Two Approaches to Life Insurance Cost Illustrations, The Actuary, act-1988-vol22-iss11-stoltzmann-frankel - Society of Actuaries - 4p
  • 1988 - SOA - Unification of Pricing, Valuation, and Management-basis Financials for Participating and Nonguaranteed Element Contracts, by Donald D. Cody, tsa88v40pt18, Society of Actuaries
    • The extensive research findings on theory and practice in the valuation actuary effort are set forth in the 1987 Valuation Actuary Handbook [9] and in papers 
  • 1988 - SOA - Update on Universal Life Reserves and Non-Forfeiture Values, rsa88v14n319 - Society of Actuaries - 36p
    • approximate relationships 
    • Early UL designs
  • 1988 - SOA - Variable Products Update, rsa88v14n28 - Society of Actuaries - 18p
  • 1989 - SOA - A Guide to Quantifing C-3 Risk, Society of Actuaries, tsa89v418 - Society of Actuaries - 42p
  • 1989 - SOA - Anuuities: Is Anyone Making Money?, rsa89v15n3b16 - Society of Actuaries - 16p
  • 1989 - SOA - Cowman Index to Actuarial Literature 1889-1989, cowman-index - Society of Actuaries - 1013p - Good Link as of 1125 1110
  • 1989 - SOA - Does Regulation of the Insurance Industry Benefit Consumers?, rsa89v15n3a20 - Society of Actuaries - 16p
  • 1989 - SOA - Book - Fundamental Concepts of Actuarial Science, Society of Actuaries, by Charles L. Trowbridge - 90p
  • 1989 - SOA - Financial Condition of the Industry -- A View From Rating Organizations, rsa89v15n3a2 - Society of Actuaries - 14p
  • 1989 - SOA - Illustration Wars, rsa89v15n3b1 - Society of Actuaries - 14p
  • 1989 - SOA - Mass Marketing -- Competitive Strategies, rsa89v15n227 - Society of Actuaries - 14p 
  • 1989 - SOA - New Tax Developments, Audit Issues and Alternate Minimum Tax, rsa89v15n24 - Society of Actuaries - 16p
  • 1989 - SOA - Pricing Considerations on a GAAP Basis, rsa89v15n3a8 - Society of Actuaries - 16p
  • 1989 - SOA - Product Design and Marketing Under Section 7702A, rsa89v15n3a5 - Society of Actuaries -  14p
  • 1989 - SOA - Securitization of Assets, rsa89v15n225 - Society of Actuaries - 10p
  • 1989 - SOA - Status Report on Standard Nonforfeiture Law Revisions, rsa89v15n223 - Society of Actuaries - 14p
  • 1989 - SOA - The Risk of Asset Default Report of the Society of Actuaries C-1 Risk Task Force of the Committee on Valuation and Related Areas, by Irwin T. Vanderhoof, Faye Albert, Aaron Tenenbein, And Ralph Verni, tsa89v4116 - Society of Actuaries - 46p
  • 1989 - SOA - What Will Be The Life Insurance Products Of The Future?, rsa89v15n217 - Society of Actuaries - 18p

1980s soa 1 of 1980s soa 2 of 1980s soa 3 of 1980s soa 4 of 1980s soa 5 of 1980s soa 6 of

1990s - SOA - Society of Actuaries

  • Illustrations, Assumptions, Non-guaranteed Elements
  • Actuaries - Judy Faucett, Daphne Bartlett, Donna Claire,
  • GOV - Metzenbaum
  • 1990 - SOA - Adequacy of Pricing Considerations, rsa90v16n4A12 - Society of Actuaries - 18p
  • 1990 - SOA - An Opportunity to Return to the Basics. -- Will We Take It?, rsa90v16n21 - Society of Actuaries - 14p
  • 1990 - SOA - Asset-Backed Securities (ABS), rsa90v16n212 - Society of Actuaries - 38p
  • 1990 - SOA - Banks: Successful Entry Into The Insurance Industry On A Worldwide Basis, rsa90v16n4a6 - Society of Actuaries - 20p
  • 1990 - SOA - Capital-Raising Issues, rsa90v16n32 - Society of Actuaries - 34p
  • 1990 - SOA - Cash-Flow Projection Methods and Assumptions, rsa90v16n4a20 - Society of Actuaries - 28p
  • 1990 - SOA - Designing a Field Compensation Structure, rsa90v16n29 - Society of Actuaries - 22p
  • 1990 - SOA - Emerging Issues, rsa90v16n37 - Society of Actuaries - 38p
  • 1990 - SOA - Fine-Tuning the Product Development Process, rsa90v16n321 - Society of Actuaries - 22p
  • 1990 - SOA - Focus 2000: Preparing the Actuarial Profession for the Future, rsa90v16n4a24 - Society of Actuaries - 22p
  • 1990 - SOA - Life Product Development Update, rsa90v16n36, Society of Actuaries - 38p
    • 1989 - Life Product Market Share - By Premium-Pie Chart, p2 - 1p
    • 1989 - Life Product Market Share - By Face Amount-Pie Chart, p4 - 1p
    • 1980-1989 - Universal Life Sales - Percent of Total Premium - Bar Chart, p18 - 1p
  • 1990 - SOA - Life Product Development Update, rsa90v16n4b6, Society of Actuaries - 20p
  • 1990 - SOA - Quality of Life Insurance Sales Illustrations, rsa90v16n324 - Society of Actuaries - 16p
    • Tony Spano, ACLI: I'm going to discuss what Norm referred to as consumer disclosure forms.
    • ⇒ [Bonk:  Policy Information for Applicant - Universal Life Policy - NAIC  --- [BonkNote]
      • 1993 - NAIC - Policy Information for Applicant - Universal Life - Life Insurance Disclosure Model Regulation - Appendix D - 3p
        • 1993 0525 - GOV (Senate) - When Will Policyholders Be Given The Truth About Life Insurance?, Howard Metzenbaum (D-OH)  ---  [BonkNote]
      • 1990-1A NAIC Proceedings - NAIC LIMRA - Universal Life Disclosure Form Test Market Results - 10p
  • 1990- SOA - Rating Agencies And Asset/Liability Matching, rsa90v16n4b17 - Society of Actuaries - 18p
  • 1990 - SOA - Responding to the Marketplace of the 1990s, rsa90v16n31 - Society of Actuaries - 18p
    • Walter H. Zultowski, Ph.D. is Senior Vice President, Research Operations, for LIMRA International
  • 1990 - SOA - Some Simple Models of the Investment Risk in Individual Life Insurance, B. John Manistre, arch90v27 - Society of Actuaries - 78p
  • 1990 - SOA - Standard Valuation Law, rsa90v16n217, Society of Actuaries - 20p
    • Frank S. Irish: Next most important, in my opinion, is the Valuation Actuary Handbook, which was published in 1987. It is an attempt to organize the available material to organize the available material, including chapters on how to do cash-flow testing, on modeling, and on the legal and organizational implications of the valuation actuary concept.
  • 1990 - SOA - Surplus Management, rsa90v16n25 - Society of Actuaries - 28p
  • 1990 - SOA - Tax Cash-Flow Projections, rsa90v16n221 - Society of Actuaries - 22p
  • 1990 06 - SOA - The Actuary Magazine, act-1990-vol24-iss07-rappaport - Society of Actuaries - 5p
  • 1991 - SOA - Address of the President, Daphne D. Bartlett, tsa91v433 - Society of Actuaries - 6p
  • 1991 - SOA - Accelerated Benefits, rsa91v17n215 - Society of Actuaries - 18p
  • 1991 - SOA - Actuarial Standards, rsa91v17n22 - Society of Actuaries - 22p
  • 1991 - SOA - Annuity Product Development Update, Moderator: Philip Polkinghorn, rsa91v17n218 - Society of Actuaries - 22p 
  • 1991 - SOA - Disclosure Systems: Can an Ideal Method be Found?, rsa91v17n25 - Society of Actuaries - 22p
  • 1991 - SOA - Expense Strategy and Pricing Considerations, rsa91v17n13 - Society of Actuaries - 18p
  • 1991-1992 - SOA - Final Report* of the Task Force for Research on Life Insurance Sales Illustrations: Under the Auspices of the Commitee for Research on Social Concerns - Judy Faucett (Chairperson), tsr917 - Society of Actuaries  ---  [BonkNote]  ---  142p
    • Appendix II - Illustration Examples
    • *Opinions expressed herein are those of the Task Force for Research on Life Insurance Sales illustrations and of the Committee for Research on Social Concerns. This report does not purport to represent the views of the Society of Actuaries or of its Board of Governors.
    • Benjamin J. Bock,  Bruce E. Booker,  John W. Keller, John R. Skar, Linden N. Cole
  • 1991 - SOA - Illustrations, rsa91v17n4a18 - Society of Actuaries  ---  [BonkNote]  ---  20p
  • 1991 - SOA - Individual Life Product Development Update, rsa91v17n214 - Society of Actuaries - 34p
    • Tillinghast Universal Life Analytic Study Data (TULAS) - <WishList>
  • 1991 - SOA - Major Issues Facing the Economy, The Insurance Industry and Actuaries in the Years Ahead, Moderator Daphne Bartlett, rsa91v17n21 - Society of Actuaries -  12p  
  • 1991 - SOA - Mandated Risk-Based Surplus, rsa91v17n4a11 - Society of Actuaries - 28p
  • 1991 04 - SOA - Product, Market, and Distribution Strategies, by Judy A. Faucett, The Actuary, act9105 - Society of Actuaries - 16p
  • 1991 - SOA - Product Update - Individual Life, rsa91v17n4B14 - Society of Actuaries - 18p
  • 1991 - SOA - Reinsurance in the News, rsa91v17n26 - Society of Actuaries - 20p
  • 1991 - SOA - V. Report of Combination of Risks Task Force, tsr9114 - Society of Actuaries - 186p
  • 1991-1992 - SOA - Report Of The Life Insurance Marketing And Research Association, Inc. I. 1988-89 Long-Term Ordinary Lapse Survey In The United States, tsr9119 - Society of Actuaries - 38p
  • 1991 - SOA - Restructuring the Cost of Life Insurance, rsa91v17n4b9 - Society of Actuaries - 18p
  • 1991 - SOA - Selecting an Investment Strategy, rsa91v17n210 - Society of Actuaries - 18p
  • 1991 - SOA - Solvency Issues and the Investment Actuary, rsa91v17n4b10 - Society of Actuaries - 28p
  • 1991 - SOA - Term Insurance Developments, rsa91v17n112 - Society of Actuaries - 28p
  • 1991 - SOA - The Image Crisis and the Actuary: Understanding Pubic Misunderstanding, rsa91v17n4b19 - Society of Actuaries - 32p
  • 1991 - SOA - The Influence of Investments on Product Design, rsa91v17n4a15 - Society of Actuaries - 34p
  • 1991 - SOA - The Ratings Game, rsa91v17n23 - Society of Actuaries - 30p
  • 1991 - SOA - What is a Life Company Worth? rsa91v17n4b12 - Society of Actuaries - 24p 
  • 1992 - SOA - A Market-Value Accounting Framework for Insurance Companies, by Mark W. Griffin, The Financial Reporter, no. 15 (March):1-2, 1992, [letter to editor], FR, 5/92, p. 20 - Society of Actuaries 
  • 1992 01 - SOA - A Possible Source of Low-cost Liquidity (p3), by Irwin T. Vanderhoof, The Actuary, act9201 - Society of Actuaries - 20p
  • 1992 - SOA - A Practical Guide to Interest Rate Generators for C-3 Risk Analysis, by Sarah L. Christiansen, tsa92v447 - Society of Actuaries - 34p
  • 1992 - SOA - Book Reviews and Notices - Broken Promises: The Inside Story of the Failure of Executive Life, by Vic Modugno - Anthony B. Richter, tsa92v4421 - Society of Actuaries - 16p
    • 1992 - Book - Broken Promises: The Inside Story of the Failure of Executive Life, published by Pacific Insurance Press, Torrance, California, by Vic Modugno - <WishList>
  • 1992 - SOA - Companies on the Edge, rsa92v18n4b19 - Society of Actuaries - 20p
  • 1992 - SOA - Federal Versus State Regulation of Reinsurance, rsa92v18n4A9 - Society of Actuaries - 12p
  • 1992 - SOA - Final Answers, act-1992-vol26-iss07-light-side, by Greg DinaIlo. - https://www.soa.org/globalassets/assets/library/newsletters/the-actuary/1990-99/1992/september/act-1992-vol26-iss07-light-side.pdf
  • 1992 - SOA - GICS and Other Insurance Company Products - Are They Still Alive?, rsa92v18n210 - Society of Actuaries - 26p
  • 1992 - SOA - Is there Life After Executive Life? Retirement Plan Participants and the Guarantees of Insurance Companies, rsa92v18v1B17 - Society of Actuaries - 22p
  • 1992 - SOA - Life Insurance Sales Illustrations, rsa92v18n310 - Society of Actuaries - 16p
  • 1992 - SOA - Life Products, rsa92v18n311 - Society of Actuaries - 22p
  • 1992 - SOA - Managing Statutory Performance, rsa92v18n4A14 - Society of Actuaries - 22p
  • 1992 - SOA - Meeting life insurance needs: 1970-1990, By Christian J. DesRochers, act-1992-vol26-iss07-desrochers - Society of Actuaries
  • 1992 - SOA - Principles of Actuarial Science, Committee on Actuarial Principles, tsa92v4418 - Society of Actuaries - 64p
    • Nathan F. Jones suggests that actuaries should speak out when the principles of their science appear to have been misapplied.
      • The Committee agrees with Mr. Jones and hopes that the publication of "Principles of Actuarial Science" will help actuaries better articulate their concerns in such situations.
  • 1992 - SOA - Repricing the In-Force Book of Business, rsa92v18n4B1 - Society of Actuaries - 16p
  • 1992 - SOA - Strategic Product Development, rsa92v18n33 - Society of Actuaries - 36p
  • 1993 - SOA - A Market Value Balance Sheet: Why and How, by M. C. Modisett, arch93v126 - Society of Actuaries - 14p
  • 1993 07 - SOA - ASB Mulls New Standards, July1993-AU - The Actuarial Update, by Gary Corbett, ASB Vide Chairman - 8p
  • 1993 - SOA - ASB Standard on Selection of Economic Assumptions, rsa93v19n1b16 - Society of Actuaries - 18p
  • 1993 - SOA - Impact of Low Interest Rate, rsa93v19n32 - Society of Actuaries - 32p
  • 1993 - SOA - Life Company Solvency -- Has The Industry Stabilized?, rsa93v19n222 - Society of Actuaries - 18p
  • 1993 01 - SOA - NAIC Approves Risk-Based Capital Model Law for Life & Health Insurers, Actuarial Update - %201993%20Actuarial%20Update - Society of Actuaries - 8p
  • 1993 - SOA - Product Design / Pricing with Bonus Features, rsa93v19n4a14 - Society of Actuaries - 22p
  • 1993 - SOA - Rehabilitation Fallout, rsa93v19n4B13 - Society of Actuaries - 20p
  • 1993 - SOA - Reinsurance and Rating Agencies, rsa93v19n4a7 - Society of Actuaries - 22p
  • 1993 - SOA - Sales Illustrations - We Can't Life With Them, But We Can't Live Without Them!, rsa93v19n22 - Society of Actuaries  ---  [BonkNote]  ---  20p
  • 1993 - SOA - Speeding Up Universal Life Calculations in BASIC, by Dennis Radliff, arch93v312 - Society of Actuaries - 12p
  • 1993 - SOA - The Dilemma for Mutual Companies, rsa93v19n216 - Society of Actuaries - 18p
  • 1993 - SOA - The Potential Role of Dynamic Solvency Testing in Preventing Insolvencies of Insurance Companies: A Historical Perspective, by Robert S. Fillingham, tsr939 - Society of Actuaries - 30p
  • 1993 - SOA - Variable Products -- Product for the 1990s?, rsa93v19n27 - Society of Actuaries - 22p
  • 1994 - SOA - Asset / Liability Management (ALM): An International Perspective, rsa94v20n121 - Society of Actuaries - 18p 
  • 1994 - SOA - Credit Risk Study, rsa94v20n113 - Society of Actuaries - 20p
  • 1994 05 - SOA - Factuaries: Douglas Doll, The Actuary, act-1994-vol28-iss05-factuary - Society of Actuaries - 2p
  • 1994 - SOA - Forum on Dynamic Solvency, rsa94v20n224 - Society of Actuaries - 20p
  • 1994 - SOA - Long-Term Minimum Interest Rate Guarantees, rsa94v20n213 - Society of Actuaries - 18p
  • 1994 - SOA - Problems and Solutions for Product Illustrations, rsa94v20n229 - Society of Actuaries - 28p
  • 1994 - SOA - The Driving Forces Behind Participating - Universal Life (UL) - Nonguaranteed Element Product Development, rsa94v20n212 - Society of Actuaries - 12p
  • 1994 - SOA - What's New with Term Insurance?, rsa94v20n21 - Society of Actuaries - 20p  
  • 1995 - SOA - Address of the President, Sam Gutterman - The Redesign of the Actuary, tsr952 - Society of Actuaries - 8p
  • 1995 - SOA - 1993-94 United States Lapses by Duration and Product Line: Long-Term Ordinary Lapse Survey, TSR9514 - Society of Actuaries - 26p
  • 1995 12 - SOA - 1994-1995 Year in Review, The Actuary, act-1995-vol29-iss10-year-review - Society of Actuaries - 6p
  • 1995 - SOA - Actuarial Standards Board (ASB): Current Hot Topics, rsa95v21n4a32 - Society of Actuaries - 18p
  • 1995 06 - SOA - Actuaries in regulation influencing the future of industry, by Dwight K. Bartlett, III, The Actuary, act-1995-vol29-iss06-bartlett - Society of Actuaries - 3p
  • 1995 - SOA - IV. Annuity Persistency Study, tsr9517 - Society of Actuaries - 80p
  • 1995 - SOA - Asset/Liability Issues of Synthetic GICs , rsa95v21n4a16 - Society of Actuaries - 22p
  • 1995 - SOA - Cash Value Life Insurance for the Twenty-First Century: Segregated Life and the Individual Death Benefit Account, tsa95v4713 - Society of Actuaries - 50p
  • 1995 - SOA - Current Developments Surrounding Regulations and Standards of Life and Annuity Products, rsa95v21n28 - Society of Actuaries - 18p
  • 1995 - SOA - Failed Contracts Under International Revenue Code (IRC) Section 7702, rsa95v21n4b19 - Society of Actuaries - 20p
  • 1995 - SOA - Illustrations and Nonforfeiture Values, rsa95v21n123 - Society of Actuaries - 14p
  • 1995 - SOA - Insurance Illustrations: A Possible Solution, by Lloyd Foster, The Actuary, act-1995-vol29-iss01-foster - Society of Actuaries - 2p
  • 1995 - SOA - Innovation in Savings Product Design, rsa95v21n217 - Society of Actuaries - 18p
  • 1995 - SOA - International Consolidation of the Life Insurance Industry, rsa95v21n4b15 - Society of Actuaries - 20p
  • 1995 - SOA - Late-Breaking Developments, rsa95v21n4b13 - [Pacific Life] - Society of Actuaries - 18p
  • 1995 - SOA - Liquidity: The Hidden Risk Factor, rsa95v21n219 - Society of Actuaries - 20p
  • 1995 - SOA - NAIC Model Investment Law, rsa95v21n29 - Society of  Actuaries - 20p
  • 1995 - SOA - Nonforfeiture Laws Update, rsa95v21n4a20 - Society of Actuaries - 18p
  • 1995 - SOA - Operations in Research in Insurance: A Review, by Patrick L. Brockett and Xiaohua Xia, tsa95v475 - Society of Actuaries - 82p
  • 1995 - SOA - Practical Illustrations and Nonforfeiture Values, rsa95v21n123 - Society of Actuaries - 14p
  • 1995 - SOA - Reengineering Actuarial Functions, rsa95v21n212 - Society of Actuaries - 26p
  • 1995 - SOA - Reinsurers and Producers: What Can We Learn from Each Other?, rsa95v21n4a24 - Society of Actuaries - 12p
  • 1995 - SOA - Sales Illustrations, rsa95v21n4a18 - Society of Actuaries - 14p
  • 1995 - SOA - Sessions With No Written Record, rsa95v21n4b33 - Society of Actuaries - 6p
  • 1995 - SOA - Survival Strategies for Mutuals, rsa95v21n127 - Society of Actuaries - 14p
  • 1995 - SOA - Synthetic Guaranteed Investment Contracts (GICs): An Overview, rsa95v21n4a2 - Society of Actuaries - 22p
  • 1995 - SOA - Technology News Flash, rsa95v21n3a15 - Society of Actuaries - 18p
  • 1995 - SOA - Term Insurance: New York Regulation 147 and the NAIC'S XXX, rsa95v21n4a8 - Society of Actuaries - 14p
  • 1995 - SOA - The "Pension Max" Election: An Investigation of the Structural and Economic Differences between the 100% Contingent Annuity Pension Benefit Option and the Straight Life Benefit Option., tsa95v4716 - Society of Actuaries - 66p
  • 1995 - SOA - The Rating Games, rsa95v21n3b20 - Society of Actuaries - 26p
  • 1995 - SOA - What Can We Learn From Company Failures?, rsa95v21n4a25 - Society of Actuaries - 14p
  • 1996 - SOA - Accounting for Reinsurance Agreements, rsa96v22n3122ts - Society of Actuaries - 22p
  • 1996 - SOA - Actuaries In and Around Litigation, rsa96v22n364pd - Society of Actuaries - 30p
  • 1996 - SOA - An Alternative to Assumption Reinsurance, rsa96v22n324pd - Society of Actuaries - 27p
  • 1996 - SOA - Anderson Memorial Fund established to Support actuarial research work, act-1996-vol30-iss01-heacox-b - Society of Actuaries - 2p
  • 1996 - SOA - A New Look at U.S. Nonforfeiture Regulation, rsa96v22n151of - Society of Actuaries - 16p
  • 1996 - SOA - Asset-Backed Securities, rsa96v22n164ts - Society of Actuaries - 25p
  • 1996 - SOA - Competitors to the Life Insurance Industry, rsa96v22n186if - Society of Actuaries - 26p
  • 1996 - SOA - Current Developments Surrounding Regulations and Standards of Life and Annuity Products, rsa95v21n28 - Society of Actuaries - 18p
  • 1996 - SOA - Dynamic Financial Condition Analysis Handbook Task Force, rsa96v22n3146if - Society of Actuaries - 21p
  • 1996 - SOA - Implementing the Illustration Regulation: The Clock Is Ticking, rsa96v22n3135pd - Society of Actuaries - 25p
  • 1996 - SOA - Investment Under the Risk-Based Capital (RBC) and Rating Agencies Requirements, rsa96v22n125i - Society of Actuaries - 16p
  • 1996 - SOA - Legal Issues Affecting Nontraditional Products, rsa96v22n387pd - Society of Actuaries - 14p
  • 1996 - SOA - library reminds members of services, fees, The Actuary, act9610 - Society of Actuaries - 20p-page 16
  • 1996 - SOA - Life Insurance Sales Illustrations-What's Next?, rsa96v22n187d - Society of Actuaries - 22p
  • 1996 - SOA - National Association of Insurance Commissioners (NAIC) Recent Developments, rsa96v22n345sm - Society of Actuaries - 14p
  • 1996 - SOA - Nonforfeiture Law Developments, rsa96v22n38pd - Society of Actuaries - 23p
  • 1996 - SOA - Professional Standards Affecting Life Actuaries, rsa96v22n3121pd - Society of Actuaries - 18p
  • 1996 05 - SOA - State Variations and Their Impacts on Valuation, rsa96v22n183pd - Society of Actuaries - 28p
  • 1996 06 - SOA - State Variations and Their Impacts on Valuation, rsa96v22n2126pd - Society of Actuaries - 6p
  • 1996 - SOA - The Actuarial Black Box, by Sam Gutterman, The Actuary, act-1996-vol30-iss01-gutterman-b - Society of Actuaries - 2p 
  • 1996 - SOA - The Impact of Technology on the Distribution of Insurance and Financial Services, rsa96v22n136pd - Society of Actuaries - 11p 
  • 1996 - SOA - Technology and the Small-Company Actuary, rsa96v22n15pd - Society of Actuaries - 20p
  • 1996 - SOA - Update on Life Insurance Illustrations, rsa96v22n327pd - Society of Actuaries - 24p
  • 1997 - SOA - 1986-92 Credit Risk Loss Experience Study: Private Placement Bonds, tsr975 - Society of Actuaries - 104p
  • 1997 - SOA - A Comparison of Canadian and U.S. Reserving Methods and Their Financial Implications, rsa97v23n28of - Society of Actuaries - 30p
  • 1997 - SOA - "Actuarial Counseling" - A New Role for the Actuarial Profession, rsa97v23n365pd - Society of Actuaries - 21p
  • 1997 - SOA - Actuarial Modeling, rsa97v23n378pd - Society of Actuaries - 18p
  • 1997 - SOA - Anatomy of an Earned-Interest Rate, rsa97v23n24pd - Society of Actuaries - 22p
  • 1997 - SOA - Bank Alliance Niche for Insurers, rsa97v23n379pd - Society of Actuaries - 22p
  • 1997 - SOA - Dynamic Financial Condition Analysis Update, rsa97v23n3120if - Society of Actuaries - 21p
  • 1997 - SOA - Equity-Indexed Insurance Products - Pricing, Investment, Accounting, and Reserving, rsa97v23n399pd - Society of Actuaries - 21p
  • 1997 - SOA - Keeping Current on Fixed Annuities, rsa97v23n255pd - Society of Actuaries - 21p
  • 1997 - SOA - Own the Problem:  That's Where to Start, says Actuary Turned Exec - [Stanley Tulin], act-1997-vol31-iss08-bitowt - Society of Actuaries - 3p
  • 1997 - SOA - Securitization of Insurance Company Assets and Liabilities, rsa97v23n374pd - Society of Actuaries - 25p
  • 1997 - SOA - Selling Life Insurance Over the Internet, rsa97v23n3103i - Society of Actuaries - 21p
  • 1997 - SOA - Social Security and Medicare-What Does the Future Hold?, rsa97v23n1114pd - Society of Actuaries - 23p
  • 1997 - SOA - Term Insurance Reserving, rsa97v23n35pd - Society of Actuaries - 24p
  • 1997 - SOA - The Role of Banks in Insurance Markets, rsa97v23n271pd - Society of Actuaries - 25p
  • 1997 - SOA - Universal and Variable Insurance Products, Professional Actuarial Specialty Guide, spg9707uvip - Society of Actuaries - 6p
  • 1997 - SOA - Vanishing Premium Illustrations Revisited, by Arnold F. Shapiro, arch97v121 - Society of Actuaries - 10p
  • 1997 - SOA - Variable Products-Pricing Issues, rsa97v23n311pd - Society of Actuaries - 19p
  • 1998 01 - SOA - Actuarial Futures - Actuarial Assumptions and the Future, by W. Harold Phillips [Hal], Senior Life Actuary at the California Department of Insurance, fsn-1998-iss18-phillips - Society of Actuaries - 4p
  • 1998 - SOA - An Actuary Reads the Newspaper: What's Between the Lines?, rsa98v24n3153pd - Society of Actuaries - 24p
  • 1998 - SOA - ARIA Promotes Interaction of Academics, Industry, act-1988-vol22-iss08-huntington, Society of Actuaries - 3p
  • 1998 06 - SOA - Breakthrough ideas: Stint in WWII operations research unit was just the beginning, by Jacqueline Bitowt, act-1998-vol32-iss06-bitowt - Society of Actuaries - 2p
  • 1998 - SOA - Corporate Governance of Investments: Avoiding the Next Class-Action Suit, rsa98v24n374pd - Society of Actuaries - 20p
  • 1998 - SOA - Credit Enhancement of Guaranteed Investment Contracts and Funding Agreements, rsa98v24n3115pd - Society of Actuaries - 14p
  • 1998 - SOA - Current Issues in Sales Illustrations, rsa98v24n133of - Society of Actuaries - 26p
  • 1998 - SOA - Generally Recognized Expense Table For 1998  Illustrations.  Society of Actuaries Committee on Life Insurance Research. Report To The NAIC Life Disclosure Working Group, tsr973 - Society of Actuaries - 8p
  • 1998 - SOA - Insurance Compensation Trends and Outlook, rsa98v24n131if.pdf - Society of Actuaries - 27p
  • 1998 - SOA - Introduction To Value-At-Risk, Society of Actuaries - 26p
  • 1998 06 - SOA - Israel's Life Insurance Industry, by Akiva Zohar, isn-1998-iss16-zohar - Society of Actuaries - 7p
  • 1998 - SOA - Market Conduct: A New Actuarial Frontier, rsa98v24n312of - Society of Actuaries - 20p
  • 1998 - SOA - Market Conduct Issues for Product Development Actuaries, rsa98v24n118pd - Society of Actuaries - 27p
    • Summary: Market conduct issues are perhaps one of the most serious facing the life insurance industry today. How did we get to this point? And more importantly, what actions are companies taking to address these issues?
  • 1998 - SOA - Mortality and Lapse Rates, rsa98v24n331pd - Society of Actuaries - 22p
  • 1998 03 - SOA - New Standard Nonforfeiture Law: Unsafe at Any Speed?, by Douglas C. Doll (p1), pdn9803 - Society of Actuaries - 15p
  • 1998 - SOA - Once in a Hundred Years, rsa98v24n393pd - Society of Actuaries - 22p
  • 1998 - SOA - Organizations That Impact The Financial Reporting World of Life Insurance Actuaries, rsa98v24n346sm - Society of Actuaries - 18p
  • 1998 - SOA - Profiting from Financial Turmoil in Asian Insurance Markets, rsa98v24n257pd - Society of Actuaries - 22p
  • 1998 - SOA - Structuring of Foreign Insurance Entities in Latin America, rsa98v24n194pd - Society of Actuaries - 25p
  • 1998 - SOA - Subjective Value at Risk, by Glyn Holton, rrn9810 - Society of Actuaries - 32p
  • 1998 - SOA - Synthetic GIC and Guaranteed Separate Account Model Regulations, by Victor Modugno (p1), rrn9810 - Society of Actuaries - 32p
  • 1998 - SOA - Up-to-the-Minute News Flash on Regulatory Developments, rsa98v24n16pd - Society of Actuaries - 18p
  • 1999 - SOA / VASP - 1999 Valuation Actuary Symposium, va99-44of, Edward L. Robbins, Society of Actuaries - 28p
  • 1999 - SOA - A Brief History of Universal Life,  by Douglas C. Doll, m-as99-3-06 - Society of Actuaries - 4p
  • 1999 - SOA - An Expanded Financial Structure for Ordinary Dividends, by Donald D. Cody, m-as99-1_iii - Society of Actuaries - 28p
  • 1999 - SOA - 'Biggest by a mile' Megamergers' 1998 peaks signal trends for actuaries (p1), act9902 - Society of Actuaries - 15p
  • 1999 - SOA - CEO Perspective: The Future of Financial Services, rsa99v25n330pd - Society of Actuaries - 19p
  • 1999 - SOA - Give Me Some Credit! The 50-Year History of Credit Regulation, rsa99v25n3103pd - Society of Actuaries - 21p
  • 1999 - SOA - Impact of Regulatory Uncertainty on Product Innovation, rsa99v25n163pd - Society of Actuaries - 19p
  • 1999 - SOA - Industry Convergence-Bank Participation, rsa99v25n382pd - Society of Actuaries - 18p
  • 1999 - SOA - Insurance Company Failures of the Early 1990s - Have We Learned Anything?, rsa99v25n161pd - Society of Actuaries - 25p
    • Summary: The early 1990s saw the failure of three major life insurance companies in North America - Executive Life, Mutual Benefit, and Confederation Life.
    • The panel looks back at the settlements of these insolvencies and how different policyholders fared.
    • Changes in the insurance industry, credit analysis, and marketplace resulting from these failures are discussed. The panel also represents the changes in regulation designed to prevent or lessen the impact of future insolvencies and tries to assess the likelihood of a major failure in the future.
  • 1999 - SOA - Jim Anderson's Predictions, rsa99v25n3124pd - Society of Actuaries - 18p
  • 1999 - SOA - Macro Pricing: A Comprehensive Product Development Process, by Shane Chalke, Society of Actuaries - 52p
  • 1999 - SOA - Mortality Rates as a Function of Lapse Rates, arch99v18 - Society of Actuaries - 16p
  • 1999 - SOA - Small Companies & Federal vs. State Regulation, stn-1999-iss14-hill - Society of Actuaries - 3p
  • 1999 - SOA - The Future of Life Insurance Products: Lessons from the Past, by Christian DesRochers, stn-1999-iss14-desrochers - Society of Actuaries - 3p
  • 1999 - SOA - The Next Generation Universal Life, rsa99v25n127pd - Society of Actuaries - 30p
  • 1999 - SOA - The Role of the Actuary in Litigation Support, rsa99v25n191cs - Society of Actuaries - 16p
  • 1999 10 - SOA - Un-MECing a MEC, by Arthur C. Schneider & Cherri R. Divin, frn-1999-iss40-divinschneider - 4p
  • 1995 - SOA - Current Developments Surrounding Regulations and Standards of Life and Annuity Products, Society of Actuaries - 18p
    • James D. ATKINS: I'd like to start out by posing a question and that is, what is the impetus behind introducing this illustration regulation? Why are we doing this?
    • Robert WILCOX (NAIC - Chairman of the Life Disclosure Working Group - Utah Insurance Commissioner):  Whatever we did to illustrate those contracts when they were sold, the policyholders did not understand the contingent nature of that vanish. That's the underlying reason we got into this.
    • MR. ATKINS: You mean just because they didn't understand the vanishing premium illustration we have all this regulation being imposed?
    • MR. WILCOX: If you try to get down to the catalyst that made it turn the comer, that's probably true.
    • Walter MILLER: Perhaps that was the catalyst, but I have a somewhat different point of view as to what triggered all this.
      • In addition to the widely publicized sets of problems that had to do with the vanishing premium illustrations, much of that had to do not so much with the illustration, but how the illustration was explained, if at all. I mean that's a somewhat different animal.
      • There are many industry people, however, who feel that for better or worse, there is a perception among many regulators that too many companies are being too aggressive in the bases underlying their illustrations and we need to do something about that.
        • I think there are several new model regulations that your group is developing and there's obviously some proposed actuarial standard of practice that addressed this point.
    • MR. WILCOX: I think you're right, Walter, in a significant respect.
      • The fact is that a minority would be inclined to make those overly aggressive assumptions and produce unsupportable illustrations, but every time one company would take that stand and use assumptions for the illustration that don't make sense, there's another company that competes with them and feels compelled to play in the same ball park and then another company that competes with them.
      • In the absence of regulation on those who would be most aggressive, the problem grows, but your point is well taken.
    • MR. ATKINS: Does anybody think the market could take care of these excesses on its own?
    • MR. MILLER: It demonstratively hasn't.
      • I published an article in a CLU journal several years ago where I wrote about what I call "The Illustration Is The Product," a syndrome that unfortunately pervades our industry. To agents, potential customers, their advisors, and some regulators, the illustration is the product. If this illustration looks better than that illustration, then this policy is a better policy than that policy and that means this company is better than that company.
  • 1995 - SOA - Practical Illustrations and Nonforfeiture Values, Society of Actuaries - 14p
    • KEVIN A. MARTI: What I'm thinking about in particular is, Universal Life companies, back in the early 1980s, were illustrating interest rates that we all knew were not realistic long term.

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1999 – SOA – The Next Generation Universal Life – Society of Actuaries – 30p

  • 1999 – SOA – The Next Generation Universal Life, Society of Actuaries —  [BonkNote]   —  30p
  • Daniel F. Byrne, M Financial Group
    • From a distribution perspective, I think one of the challenges that face us in UL is the servicing of UL.
      • Flexible premium, high-degree-of-service UL products have little or no renewal compensation paid if there’s no premium paid.  
    • The long-term impact of servicing a block of very flexible products without funding to the servicing provider remains to be seen.
    • From a consumer perspective, I think market conduct and performance representation issues are very important…
    • In the majority of them, as long as you have $1 in cash left at age 100, the contract will stay in force for the balance of the life.
    • Will that encourage and motivate buyers and funders to minimally fund UL contracts to $1 at age 100?
      • That comes with a high degree of volatility attached to that approach. 
    • Finally, we must be very careful to learn from the vanishing premium losses and communicate in-force performance regularly.
    • UL, by its nature, tends to have bigger and later surprises.
    • Let’s take a look at a particular case, and we’ll take a look at a funding and performance level of whole life versus UL… 
    • But I think it demonstrates a minimum level of ongoing communication and disclosure is necessary with a flexible premium product. I think it poses a challenge for us in the industry. 
    • The vanishing premium problem came to surface because premiums became due and there was no early warning sign of a premium if it comes due.
    • We kind of lull ourselves into a false sense of confidence here, because UL has a later delivery of bad news, and the surprise is much bigger.
  • Deanne Osgood:  I would be remiss if I didn’t mention equity-indexed universal life insurance (EIUL), because this is a fairly recent innovation that has focused on providing a more attractive accumulation vehicle. Whereas, the secondary guarantee period and the maturity age extension have really focused on the guarantees and some of the difficulties in providing an attractive accumulation vehicle in the fixed interest rate environment that we’re currently in. EIUL does somewhat attack the issue of how we can make this an attractive accumulation vehicle.
  • EIUL products have been available for about two-and-a-half years and have been quite successful for a few companies. However, the volatility of the equity markets combined with the low-interest-rate environment that we’re in has made it difficult to price, market, and sell these products for most companies.
  • There are about eight companies that have introduced 10 products into the marketplace and, typically, the base policy designed for EIUL tends to mirror their traditional fixed counterparts with the exception of the method used to determine the excess interest for the contract. Riders that exist on traditional UL typically are available on EIUL as well. The policy mechanics are virtually identical for a company that offers both types of products. It’s just in how that excess interest is determined that differs.