Low-Load Life Insurance

Low-Load Life Insurance

• 1989 – Book – Individual Investor’s Guide to Low-Load Life Insurance, by Glenn Daily
• Mauerer, Florida, 

• 1994 – Utah Bar Journal – https://www.utahbar.org/wp-content/uploads/2022/11/1994_Final_03_Mar.pdf
  • p48 – 1993 03 – Kiplinger’s -March – Tax-deferred compounding and high early account values give low-load policies an advantage.”
  • 1993 08 – U.S. News & World Report – “Low-load universal life policies can generate higher cash values than traditional whole life plans by avoiding agents’ commissions entirely.”
  • 1994 0330 –  Physician’s Financial News -“One client bought $3 milion of life coverage. The full-commission alternative would have cost $61,000 in toda’s dollars for 20 years of coverage. The low-load product cost $10,000 in today’s dollars, with an insurance adviser’s fee of $6,000. Effective savings.’ $45,000.”